Financial Issues Week in Review

Dan's Hour 1 Commentary
Pearl Harbor, 75 years ago today
Dan's article on Pearl Harbor at LifeZette.com
Stock market report
Italian, Asian & European banks rallying on news of special loan to Italian banks
Energy & Financial stocks in the Dow

Listener Questions
Bill - VA  Silver ETF vs physical silver
Jean - OH  Setting up investment account for 19 year old niece / Opening IRA
Randy - NC  401k in stable fund / College savings for young children
Bob - TX  If Federal Reserve raises rates what affect will that have on silver and energy prices
Bobby - VA  Can lawsuit go after 401k
Robert - AR  What percentage of paycheck to put in 401k
Gary - YouTube  Contributions to Roth IRA
Andrew - YouTube  Where to buy physical precious metals
Mark - VA  How to put part of 401k into a Charitable Gift Annuity

Dan's Hour 2 Commentary
Pearl Harbor, 75 years ago today
Dan's article on Pearl Harbor at LifeZette.com
Stock market report

Listener Questions
Rich - TX  Reinvest or take dividends from preferred stocks
Cynthia - OK  Where to invest $1000 for best return
Rob - YouTube  Opening a SEP
Patrick - OH  Building credit while having outstanding debt
Chris - MS  Beginning investing
Dave - TX  401k rolled into IRA
Robert - ND  TSP contributions and allocation
Kim - TX  GMLP and DPM stocks

Dan's Hour 1 Commentary
GDP
Stock market report, market closed up 45 yesterday at another new high
Oil and gasoline prices
Natural gas reaches a 2 year high
Commodities report
Amazon grocery stores / Brick & mortar stores trying to compete

Listener Questions
Dennis - NC  Choosing pension payout as lump sum or annuity
Bill - AR  Will power plants convert back to coal under Trump administration
YouTube  401 allocation
Eddie - YouTube  Visiting Disneyland
Joe - AR  Income from home sale
Larry - TN  Where to invest income from teacher's retirement
David - TX  Asset allocation cash position
Tim - VA  Saving and investing advice for daughter

Dan's Hour 2 Commentary
3rd quarter productivity revised downward
4th quarter factory orders up
Stock market and commodities report
Next week OPEC is meeting with non-OPEC nations

Listener Questions
Buddy - LA  Choosing a Timothy Plan fund
Jeremy - TX  Matching 401k allocations
Russell - YouTube  What could trigger a recession
Sherry - IN  Is 31 year old son saving too much
Doug - LA  401k moving to Vanguard management
Jeffrey - YouTube  What material stock will have greatest growth over next 2-5 years
David - TN  Should he sell oil stock that has cut dividend
Morris - TX  Where to start retirement account
C.G. - TX  Why are American Funds not biblically responsible

Dan's Hour 1 Commentary
Dan's article on TownHall.com, "Oil Helping to Drive Markets"
October personal income up 0.6%
October personal spending up 0.3%
ADP reported 216,000 new jobs
Core inflation is up year over year
Stock market report
OPEC agrees to cut oil output
Crude oil prices up
Energy prices rising on OPEC announcement
Fewer Indiana workers at Carrier will be losing their jobs
Amazing change in America over the past 3 weeks
President-elect Trump is making a positive impact on the economy and markets by his appointments
President Obama again blaming Fox News
Dollar strengthening so gold is weakening

Listener Questions
Lynn - OR  Mortgage rates / Taxes included in escrow
Dennis - OH  Thoughts on Donald Trump's pick for Treasury Secretary, Steven Mnuchin
Don - IL  Investments in ConocoPhillips for long-term / Axa annuity with a death benefit
Bill - WV  Guggenheim Total Return Bond Fund / Outlook for Rio mining company

Dan's Hour 2 Commentary
Energy stocks are big gainers today
Stock market report
OPEC looking to cut or freeze crude oil production
Dan's article on TownHall.com, "Oil Helping to Drive Markets"

Listener Questions
Robert - MS  Preferred stock in Dan's allocation model
Fred - NC  401k's & IRA's
Linda - YouTube  SEP account eligibility
Shelley - TX  TSP allocation
Rebecca - TX  Investing inherited money in precious metals
Benjamin - TX  401k with 3% match
Lisa - OH  In cash, when is it time to reenter the market
Darren - YouTube  Taxes on crude oil imports
Duane - TN  Moving out of cash into investments
Paul - AR  Participation in military survivor benefit plan
Robert - AR  Hartford high-yield fund

Dan's Hour 1 Commentary
3rd quarter GDP comes in at 3.2%
Consumer spending is up 2.8%
Stock market report
Federal Reserve speeches expected this week
Commodities report
Looking unlikely that OPEC will reach a deal
OPEC was counting on a Hillary Clinton presidency

Listener Question
Ann - LA  Vanguard Inflation Bond Fund

Operation Christmas Child - The Greatest Journey
Guest: Hannah Bolvi discusses The Greatest Journey discipleship program

Listener Question
Margaret - AL  Swiss American Gold Fund

Dan's Hour 2 Commentary
3rd quarter GDP comes in at 3.2%
Labor participation rate report coming Friday
Important news and numbers this week will be oil related
Consumer confidence rises to 107.1

Listener Questions
Rubin - YouTube  Is SFL biblically responsible
YouTube  Moving into market to match Dan's new asset allocation model
William - TN  Wells Fargo account from previous employer / Refinancing mortgage
Dawn - YouTube  Outlook for TARO Pharmaceuticals
Jonathan - VA  Is Frontier Asset Management a good option
Brandon - AR  $17,000 in pension from former employer
Charles - TN  401k
Dennis - MI  Using savings to pay down mortgage
Debbie - NC  Moving and combining 401k and 403b accounts
Peter - VA  TSP account after retirement

Dan's Hour 1 Commentary
Black Friday / Cyber Monday
A look at economic reports due in the coming week
Bank of Japan posted losses on Yen
Manufacturing report & OPEC
Oil will be key to markets this week
Some analyst taking $30/barrel oil if production cuts don't happen
France elected a conservative
Updating and improving the iOS and Android Financial Issues Apps

Listener Questions
Walt - WV  When to take profits
Bob - TX  BTZ & MCLRX in inherited IRA
Melissa - SC  Taking profits on Huntsman or John Deere
YouTube - 401k rollover from previous employer
Rich - MI  Timothy Plan allocation changes
Alvin - LA  Taxes on stock trades
George - YouTube  Investing in Timothy Plan Aggressive Growth for young children
Gregory - NC  Transferring from 457 account into Timothy Plan

Dan's Hour 2 Commentary
Thanksgiving article on LifeZette
Stock market and commodities report
A look at economic reports due in the coming week
Trump rally in US markets
France elected a conservative
Japan suffering 1.8 billion loss due to stronger Yen
Gold advancing after Friday lows
Oil will be key number this week

Listener Questions
Kathy - AL  Inflation protected securities in Vanguard
Thomas - AR  Cashing out insurance policy
Elizabeth - TX  What to do with 403b / Whole Life vs Term life insurance
Doug - TX  TSP allocations
Vicky - VA  Moving into energy and preferred stocks
Mary - PA  Helping 18 year old son invest
Winona - AR  Life insurance policy with cash value
Jim - YouTube  Outlook for TSCO stock
Corey - TX  401k from previous employer
Robert - FL  Will Social Security be insolvent

Rapid-Fire Friday on Wednesday

Trans-Pacific Partnership

The Bond Market

Best Of Financial Issues

The Benefits of Timothy Plans

Dan's Hour 1 Commentary
Live from Indiana, site of this weeks town hall meetings
Financial Issues continuing to encourage businesses to stay out of the culture war
Prayers of repentance leading up to the recent elections
Mission: Pre-Born
Oil demand
Trump policies will be good for the international banking sector

Listener Questions
Tom - AR  Business ideology / SEP account
Mark - VA  Wife's account with Lincoln Group / His TSP allocations
Tim - IA  Rollover 401k into IRA / Is this a good time to purchase bonds
Laura - TX  Where to put $60,000 emergency fund to earn more interest
David - SC  Return of capital
Dave - TX  What to do with TAR stock
Lane - TX  Changing employment and moving 401k

Dan's Hour 2 Commentary
Live from Indiana, site of this weeks town hall meetings
Profit taking in the markets after streak of record highs
Gas prices for Thanksgiving travel are expected to be second lowest in eight years
Arline prices are higher this Thanksgiving
Retail sales report
    Walmart traffic is better the last two quarters
    Target sales being hurt according to retailer by lower food prices
    Lowe's has hit Dan's buy list
Industrial production is flat
Markets are showing confidence in Trump policies with rally
St. Louis Federal Reserve President Bullard indicating a December interest rate increase
Economic growth has been terrible under President Obama
Donald Trump's policies will be good for the international banking sector

Listener Questions
John - IN  Thanks to Dan for providing valuable information for listeners
Ricky - AL  Wife retiring in December, structuring TSP retirement
Don - SC  Alternative for Timothy Plan Israel Fund when it is not offered in 401k
David - AR  Bass Pro Shop merger with Cabelas
Mitch - VA  401k 60% in bond funds
Tom - KS  Simple IRA with Ameriprise Financial
Dee - TX  Where to invest $1.5 million dollars

Dan's Hour 1 Commentary
Live from Indiana site of this weeks town hall meetings
Bank and pharmaceutical stocks are doing well
Oil prices headed back up 
OPEC is no longer able to manipulate the oil market
Oil production is up
Energy stocks are up
Commodities report

Listener Questions
Don - NC  New partner, how to get our of managed investment account
Gary - LA  Fixed rate annuity
Casey - TX  26 years old with wife and 2 children, where to begin investing
David - AR  Is this a good time to buy gold
Jason - IN  Employer Vanguard 401k / Wife's TSP account

Dan's Commentary
Markets have low volume and are staying relatively flat
OPEC agrees to keep talking oil cuts to bring oil prices up
China issues warnings regarding Trump trade policies

Listener Questions
Joe - TX  Allocations for adult sons' 401k plans
Terri - FL  52 years old, TSP allocations
Glenn - PA  66% loss on closed end fund (REIT) - when is it time to walk away

Dan's Hour 2 Commentary
Dow is down, NASDAQ is up
Federal Reserve is looking at December interest rate hike
Bond mutual funds are suffering today
Target is expected to take another big hit on earnings, blaming it on low food prices and ignoring boycott signed by 1.5 million families
Pepsi should take notice as they tell Trump voters they don't want their business

Listener Questions
Don - NC  77 years old & debt free, investing proceeds from property sale
Hope - CA  Chinese imports and exports
Linda - VA  Traditional IRA allocations
Bruce - MS  Having part of 401k in Timothy Plan
Tim - VA  Timing to get back into the market

Dan's Commentary
Financial Issues partner asset allocation models

Dan's Hour 1 Commentary
Trump will not take a salary as President
Trump announces Priebus as White House chief of staff
China, Japan & Mexico have spoke with Trump and are looking forward to negotiating trade deals
Pepsi tells Trump voters they don't want their business
Mission: Pre-Born
Financial Issues Branson Retreat coming spring 2017
Government financial reports due to be released this week
Stock market & commodities report
New York Times trying to regain readers after slanted election coverage

Listener Questions
Theresa - AR  Fee vs commission based financial advisors
Jayne - MS  Is Macy's biblically responsible
Brendan - IL  TSP allocation change following the election
Jackson - AR  Beginning investment into the stock market
Isaac - TX  Affects of Trump appointments
Anna - IL  Choosing stocks for growth vs income / Funds largely in money market
Trey - AR  Outlook for Autozone stock

Dan's Hour 2 Commentary
Financial Issues town halls in Indiana this week
Stock market is less than 100 points from 19,000
Pepsi saying that if you voted for Trump they do not want your business
Stock market & commodities report

Listener Questions
Maria - IN  Privatization of medicare & the future of social security
Eric - TX  Saving for 9 year old daughters college education
Mary - GA  $325,000 in cash to put in the stock market

Dan's Hour 1 Commentary
Media reports that Trump doesn't deserve credit for good markets
Trump policies are responsible for upbeat markets
Stock market is currently overvalued
We are entering into a period of leadership
Gold volatility

Listener Questions
Joe - TX  Disabled vet trying to prepare for the future
Bill - IL  Invest in British Petroleum, Kroger or Timothy Plan
Bonita - OH  American Equity Life Insurance product
Jim - MI  Potash-Agrium Merger / Outlook for utility stocks under Trump
Karen - IN  Health insurance options
Mike - MD  Investments with Edward Jones

Dan's Hour 2 Commentary
Live from Roger's, AR site of Thursday nights town hall meeting
Press questioning if Trump can handle the job of president
Stock market report - Trump influence
UofM Consumer Confidence swinging up
Pray for our veterans and thank them for their service on this Veterans Day
Oil stocks prices
We will see a pro-growth environment under Trump

Listener Questions
Efrain - MS  Where to open a Roth IRA
Terry - TX  What to do with proceeds from sale of house
Truman - AL  Roth vs traditional IRA
Robert - OK  Setting up retirement for small business owners
Angie - AR  401k from previous employer
Michael - VA  Preferred stock
Jack - MS  Asset allocation
Chris - TX  Investing in life insurance

Dan's Hour 1 Commentary
Stock market is doing better than expected following Donald Trump's victory
Illegals protesting Trump's win
President elect Donald Trump's policies
Defense stocks are on the way up
Financial Issues town hall meetings
Industrial output drops 1.1%
Commodities report

Listener Questions
Ben - TX  Defense stocks & politics
Jeremy - TX  401k reallocation following election
Rich - TX  Preferred stocks below call value
John - KY  Rolling RMD into Roth
Helen - AR  Is using Ebay biblically responsible
Melba - NC Jackson National Life annuity

Dan's Hour 2 Commentary
Financial Issues town hall meetings
Stock market reaction to Trump win
Markets are overvalued
Trump assembling his team
Oil prices are remaining volatile
IEA is forecasting relentless growth in supply of oil
The power of the Christian vote

Listener Questions
Justin - IL  Recommended trading app for phone
Kelly - TX  401k allocations
Charles - MO  Mother's 401k
John - TX  Timothy Plan Funds / Money for daughter beginning her career
Hugh - TN  Employer moving 401k from BBT to Principal Financial Group
Harry - TX  Comment on stock yields
Doug - MI  Affect of Donald Trump's tax plan on small businesses

Dan's Hour 1 Commentary
Election analysis
Published articles by Dan
81% of evangelicals voted

Listener Comments on the Election
Mike - NC  Thank you AFR for informing listeners / Trump has surrounded himself with Godly people
Steven - TX  God has shown mercy and grace on our country despite our killing of the unborn
Paul - TX  New citizen of one year and proud to be an American

Dan's Commentary
Financial Issues town hall meetings
Financial Issues partner alert going out today
Market was down almost 900 points at one point overnight and has already recovered and is positive

Listener Question
Cliff - SC  Tax consequences of early pension distribution

Dan Commentary
Green energy stocks like wind and solar are tumbling
Two years from now we could see clean coal industry working again

Listener Questions
Steve - NC  Recommendation of a coal stock
Shawna - TX  Implications of taking retirement at 59 1/2 years old

Dan's Hour 2 Commentary
Thankful for Financial Issues supporters
81% of evangelicals voted, and overwhelmingly for Trump
Published articles by Dan
Evangelicals voted for Trump because of his positions on abortion and supreme court appointments
Mission: Pre-Born
Stock market outlook
Doom and Gloom newsletter guys profiting big by scaring people using current events
Consumer discretionary stocks like restaurants are doing well

Listener Questions
Leon - VA  What should our financial focus be headed into 2017
YouTube   Any chance Trump's corporate tax plan might be retroactive
Mike - TX  Is now time to get back into the stock market

Dan's Hour 1 Commentary
Voting turnout appears to be very high early
Financial Issues upcoming town hall meetings
Smith & Wessen planning name change to American Outdoor Brands

Guest: Gov. Mike Huckabee
Election analysis and commentary

Listener Questions
George - OH  America's economic and education downward slide
Andy - TX  Preferred stocks call dates
Marie - TX  Cause of insurance premiums increase is insurance companies so why is Obamacare being blamed
Anthony - GA  American economy and cost of prescriptions in the U.S. compared to countries like India

Dan's Hour 2 Commentary
Vote today!
Financial Issues upcoming town hall meetings
Stock market report

Listener Questions
Keith - TN  Entitlements and the decline of America
Laurie - IA  Ex spouse's unpaid medical bills affecting her credit

Guest: George Barna, Executive Director of the American Culture and Faith Institute
The power of the Christian pulpit and vote when they are used

Listener Questions
Wendell - IN  Hillary Clinton's claim that President Obama has reduced the national deficit
Jim - WV  The seriousness of this election

Dan's Hour 1 Commentary
Stock market experiencing Clinton rally after FBI announced they are not moving forward with email investigation
9 straight sessions of losses in the market - longest losing streak in 30 years
Asia stocks rally on FBI announcement
Gold futures sliding
Dr. Jeffress on Lou Dobbs talking about abortion and other evil policies of Hillary Clinton
Pastor Tommy Nelson's sermon "The Continental Divide" at DBCMedia.org
Military men are in jail for innocent mishandling of information while FBI ignores Hillary's violations
John Boehner & Paul Ryan are to blame for not using the power of the purse and allowing the justice department to continue it's corrupt practices
Markets are now blinded by ideology
Upcoming Financial Issues town hall meetings in Arkansas and Indiana
FBI Director Comey has caved to political pressure again

Listener Questions
Sam - PA  Truth of news reports that Ford is closing on election day
Christina - MT  Rebuilding savings
John - OK  Preparing 401k and IRA for retirement
Carol - VA  Avoiding social security penalty / Transferring 401k to TSP
Julie - IL  What are the primary financial concerns if Hillary wins the election
Bill - TX  Outlook for the livestock market

Dan's Hour 2 Commentary
FBI/Comey decision regarding Hillary contrasted with other military personnel
Relief rally in the markets
MarketWatch is reporting on creation of jobs under Obama and completely ignoring the pathetic labor force participation rate
Christians must get out and vote
Average term of a U.S. Supreme Court justice is 22 years

Guest: Bishop Aubrey Shines, pastor of Glory to Glory Ministries in Tampa, FL (begins @ 1:07 of podcast)
The importance of Christians voting

Listener Questions
Shawn - GA  Changes in wife's investments through employer
Samantha - IN  Life insurance policy
Dean - MO  Transferring wealth using life insurance policies
Al - OH  Has diversified portfolio, what is the next step

Dan's Hour 1 Commentary
161,000 jobs created but only 142,000 in the private sector
Labor participation rate moving back downward
Construction is suffering
Manufacturing has been decimated under Obama
Obama mentioned himself 111 times in campaign speech for Hillary
Durable goods orders revised down
Business spending revised lower to 1.3% decline in spending

Listener Questions
Brian - VA  Investing/saving for new baby
Randall - AR  Preferred stocks
Pat - TX  Will Trump childcare policy be supported with new taxes
Betty - OR  62 years old, should she switch 403b to Roth now being offered by employer
Leigh - GA  Mortgage on inherited property
Ron - AR  American Fidelity fixed interest account

Dan's Hour 2 Commentary
161,000 jobs created in October
Labor participation rate at 40 year lows
Durable goods revised downward
Factory orders down
Manufacturing index down

Guest: Stephen Moore, Senior Economic Contributor to FreedomWorks and Trump Campaign Economic Advisor (Interview begins at 1:08 of podcast)

Guest Questions
David - TX  Samaritan Ministries prescription coverage
Amanda - MO  Savings account for children
Kevin - IN  Would national debt be worse without sequester
Roger - WV  Retirement plan for 18 year old