Transcript

Kevin Freeman: Pirate Money Radio is always looking ahead to the future

Kevin Freeman: Well, another new year has begun. We're now in January, the month with two faces, named after the Roman little G God, Janice. Janice was a crazy dude with two faces. One that was looking back to the past and the other looking ahead to the future. That's pretty much what you do in January, right? Then you make resolutions so you can do better. If you do what I do on Pirate Money Radio and in the economic war room, you also get tasked with making predictions. I pulled up what we said last year to see how we did overall. not terrible. We were right in some areas for sure. And there were a couple of misses, I'm sure. and last year I had co host Mike Carter, and he's back again. This should be a great opportunity to catch up, refresh, and get back to it to get on with those NewSong Year's resolutions. Right, Mike?

Mike Carter: Absolutely. Ah. I always enjoy these shows, Kevan, because, you've been surprisingly accurate. Not surprisingly, but, accurate than most people would be, unless there's some supernatural wisdom in there. And, this, is always a good time to just kind of reflect. Like you said, looking at what we got. Right. And. And for the most part, I think the things that haven't happened yet are just things that haven't happened. but looking to what's the future, what I do want you to stop doing is predicting that national debt, because you've been accurate every year and it's looking really bad.

Kevin Freeman: You don't have to be Nostradamus to look at Congress and see how they're spending money and realize that that debt's going to increase. We've got to get that fixed, because it leads to a really serious problem. Do you remember last year on this show that was episode number 38 for Pirate Money Radio. We talked about INFL and how much it had gone up under Biden and how it would come down under Trump. Let's see how we did.

Mike Carter: Yeah, no, it's been coming down. There's still a little bit of that PTSD of is it actually happening or not? Can I still make a living? but, things are looking pretty accurate. It's coming down. Not zero, though. We still got some opportunities.

Kevin Freeman: It's hard not to have PTSD when you go in and you order a cheeseburger and it's $15 and you're like, what happened here? But we've seen, gains in G prices and egg prices and a few other things. So the Trump's first term inflation, the average annual inflation was very low. Under Biden, it more than doubled. And cumulative inflation got to 20% according to official figures. and under Trump, it's come back down. It's 2 point something percent versus 1 point something in his first term, but way better than the 5% we saw under Biden.

Mike Carter: Yeah, I filled up with gas the other day. $2.11. That felt like going back in time.

Kevin Freeman: What's the location of that gas station? I'll be driving over there. I filled up at the quick trip here in Keller, and it was a little bit bumped higher than that, but it's still in the twos, not in the threes. And so I think that's good news.

Mike Carter: I live out in the country. They adjust for the extra driving and make up for it in volume.

Kevin Freeman: Yeah.

Pirate money legislation passed in six states last year, Kevin says

All right. So last year we also talked about pirate money legislation and we predicted that we thought it could pass in one or two states. We were hopeful all that. Maybe Texas or Florida, if we get one big state, we said. So what happened?

Mike Carter: That, as Trump would say, is huge, Kevan, because we ended up passing it literally in six states. we're moving forward with law now in five states because the governor of Utah got a little confused on how to do this. They were first out. He wasn't quite sure he was comfortable with it. I think that's going to change. But Texas, Florida, Arkansas, Louisiana, Missouri, all passed us five states. Yeah, we were told this would be impossible. It'd be impossible to get one without all kinds of, extra lobbyists and help. And it'd take multiple years. it's miraculous.

Kevin Freeman: So we predicted we'd get it past one. We were very bold in doing that. Maybe two. And we got five. So I'll count that as a win. We also talked about partnering with Charlie Kirk last year. And, that's a very sad thing. But it was an exciting thing. We had him here a year ago and he was holding up his Pirate Money book and then he had me speak at Amfest and we, we just did Amfest together.

Mike Carter: so many projects we were excited to be working on together, and hopefully we'll continue on that legacy, but with him being gone, it's just still hard to believe.

Kevin Freeman: Yeah, it is. yeah, it is.

The American public is excited to not be misled on chemicals and food dyes

We also talked about Maja throughout the year. and have you seen the change in the look of Cheetos and Doritos? Two of my favorite snacks. Right. they're getting healthier they are.

Mike Carter: They're getting rid of those dangerous, food dye colors and all that stuff.

Kevin Freeman: And I hate a lot of the chemicals.

Mike Carter: I hate to say this, my mom back in the 70s is like, don't eat those red food colored things. That's not healthy for you. Like, come on, mom, the fda. You're just imagining mom was right once again.

Kevin Freeman: Mom usually is.

Mike Carter: Now I can at least look and say, okay, now I can eat my Doritos and feel like it's kind of a healthy food.

Kevin Freeman: It's health food. Yeah, well, I don't know if it's health food, but it's much better. Get your vegetables in the form of chips. No, but here's the truth. These things are flying off the shelves. The American public is super excited to not be misled on chemicals and food dyes and all that. They love this. And then they've seen the vaccine schedules change and those that were. Oh, you're just conspiracy theorists. Actually, there's some science behind what they were thinking. and we've, we talked and that's.

Mike Carter: Big because, you know, we've. We lost faith and we were told so many lies. I think a big part of the population lost faith. And those that were believing it, that said, oh, no, you are anti science, are now seeing some things that. Who was telling the truth on this? And so getting back to real facts and data where people can make their own decision, that's a huge win.

Kevin Freeman: It is. You know, we saw Ivermectin. You know, that's for horses and for cattle and stuff. And, well, actually, it's been a drug approved for human use. And it's won a Nobel Prize. It's an amazing thing.

We predicted tariffs would ruin the economy and they would jack prices up

All right, so we also had tariffs. we were told at the beginning of the year, you know, that they would ruin the economy and they would jack prices up. We've seen prices come down during tariffs. We've seen the economy expand and grow during tariff. We've seen tariff revenue that's helping offset some of the deficit spending of Congress.

Mike Carter: Exceeding lots of expectations on the revenue that's come in.

Kevin Freeman: Yeah, even Barron says Trump is on a win streak in his trade war. that was December 10th in Barron's. So we predicted some good things. We predicted.

Mike Carter: You're talking about Barron Trump?

Kevin Freeman: No, Barron's the magazine.

Mike Carter: Very good.

Kevin Freeman: Barron Trump says so, too. He endorses the Trump trade policy as well.

We predicted the border would be closed; Trump got it done

All right, so we also predicted the border would be closed. And you look, look at the encounters, border encounters in 2024, 1,758,229, down 96% in 2025 to 65,000. And that saved the average taxpayer $318. And that is 35. Look at that. $35 billion in savings per year from that.

Mike Carter: Wow.

Kevin Freeman: Closing the border. Who'd have thought, right? Trump got it done.

Mike Carter: I thought that was all good for the economy.

Kevin Freeman: Yeah, it is good for the economy. We've saved $35 billion closing the border.

Mike Carter: I mean, leaving it open was supposedly good for the economy.

Kevin Freeman: Oh, no, no. Leaving it open is terrible.

Mike Carter: I don't think that's what they were. That's what they were telling us. 35 billion. That's a huge number.

Kevin Freeman: That's a huge savings.

We predicted President Trump would end seven wars and put eight in eight months

All right. We also predicted Trump would bring peace to the massive number of conflict regions. And there's eight he's trumpeting. It says President Trump ended. He had seven wars. He crossed it out and put eight in just eight months. And that includes Israel and Hama. Look what he did with Iran. I mean, this guy has really gotten a lot of things right.

Mike Carter: Defying the traditional thinking, defying the elite thinking as it relates to tariffs, as it relates to, how to negotiate peacefully. it's been impressive.

Kevin Freeman: Yeah. We were partly right on one of the things that has not worked out as well as we'd hoped, and that is doge. The Department of Government Efficiency started with, like, a house on fire. It was fabulous. But now it's kind of dying out in a whimper.

Mike Carter: The bureaucracy came in and, say the Democrats, they wanted to keep their programs and made it harder to cut some of those things.

Kevin Freeman: Now we have saved $214 billion. That is an average of $1,329 per taxpayer. So you add that and the border closing up, and it saved a good amount of money per taxpayer. But our deficit has continued to grow.

Mike Carter: Yeah, what's that? What's the deficit cost that I owe on that? 120,000 or something. Each person in my family.

Kevin Freeman: My gosh, it is really bad when you look at it. USDTClock.org it's almost $40 trillion. And the per taxpayer debt is. No, it's much more than 120,000m. Let me pull it up so we can actually, this is, as of right this second, as this is being recorded, U.S. national debt clock, real time, it is $329,646 per taxpayer.

Mike Carter: Well, at least those are inflated dollars.

Kevin Freeman: Yeah, 38.5 trillion almost in debt. So it's a dangerous thing. All Right, that's enough. looking back, we've had a good year. We had a good year of predictions. President Trump had a good year politically, and the American economy, whether you feel it or not, has actually gotten better. but now we're gonna have to look forward. What will 2026 bring? We'll tell you more about that right after we get back from this break. We'll be right back.

Kevin Freeman: What will 2026 bring to Pirate Money Radio

Mike Carter: Welcome back to Pirate Money Radio with your host, Kevan Freeman.

Kevin Freeman: Yeah, I'm joined by the great Mike Carter, and we're talking about what happened last year and what's going to happen next year. And we've looked back a little bit. let's look forward now. Let's, let's. What will 2026 bring? I'd like to walk through politics, economics, faith in church, the stock market and Pirate Money.

Mike Carter: Oh, that sounds good. I was just hoping that as we looked at kind of what's happened in the past, we saw some good things there. But you like to talk that bad, good and beautiful thing. We got some good and beautiful coming for this next year.

Kevin Freeman: We do. And I put in the middle of all that, I put faith in church because it's the center of all of the other topics. If we have faith, we can have good results in politics, economics, the stock market, pirate money.

Mike Carter: All right, all right, that sounds good.

Kevin Freeman: All right, so, after we cover all those, we can share some of our personal family goals, our personal resolutions, the things that we're going to be working on. one of them. I'm going to try and get my weight back down to my 2020 pre 2020COVID levels. I haven't quite got.

Mike Carter: But your pre 20 year old levels?

Kevin Freeman: Oh, no, I'd be too. Way too skinny then.

What do you think will happen in politics in 2026

All right, so, let's start with politics. What does this look like in 2026?

Mike Carter: Politics?

Kevin Freeman: Yeah.

Mike Carter: Well, I'm slightly concerned with what I see happening in NewSong York, what I see happening down even in, Miami, a little bit where we're seeing potential, shift not just a Democrat, but, absolute communism. Not in Miami necessarily, but, you know, that NewSong York mandami thing, it's, not a good sign when you see, not just a difference of opinions, but flat out socialism, communism making its head on in America.

Kevin Freeman: I really wondered about America when we would, elect Barack Hussein Obama with the name Hussein. And I thought, well, that's a crazy name for politics, and I have no problem with people with different names being elected. But the problem here was that he ushered in some of the things that I was concerned about. He actually was more favorable to socialism, and he was more favorable to political Islam and things like that.

Mike Carter: And unfortunately, division. I mean, a chance to bring America and all the different races that are here together. And instead of use that for political.

Kevin Freeman: Advantage, I was hoping he would bring. You know, that was my hope. It's like, well, I'm just glad we got that done, because we can now bring. Put race aside as an issue and go forward realizing that it's not the color of your skin, it's the content of your character, like Dr. King said. But unfortunately, it got worse in race relations, not better. Now I'm concerned about Zoran Mamdan, and I've got to admit, it sounds like you put a quarter in and Zorambam Doni is going to predict your future. And we're talking about the future. and if he is predicting our future, it's not good, because he is. His opening speech was, there's no problem too big for government to solve and no problem too small for government to care about, which means government should be involved in everything.

Mike Carter: I like the other G God.

Kevin Freeman: Absolutely. The big G God.

Mike Carter: Yes.

Kevin Freeman: not the little G, Jan. Definitely.

Mike Carter: The big G God. But when you start saying government can take care of your problems, that's never a good sign. As Ronald Reagan would say, well, let's.

Glenn Beck says Democrats will come back with a vengeance in 2026

Kevin Freeman: Turn to GB Glenn Beck, who warns us that in 2026. What's the term he used? He says, Democrats will come back with a vengeance. that's a little.

Mike Carter: That sounds intense. But I see that happening.

Kevin Freeman: I can't open my ex feed without seeing. Don't you wish you had this guy as your president? And I see Biden everywhere, and I'm like, are you kidding me? He couldn't even get through a debate. His own party forced him out. The Republicans didn't force him out. His own party forced him out. And then I see, don't you wish you'd elected this woman? and it's a former vice president. And I'm like, I remember her and her cackling and her word salad.

Mike Carter: Yeah. But she's proud of all that she's going to be. She's a historical figure, and she's going to have a statue of herself at the Capitol and feeling pretty good about her accomplishments.

Kevin Freeman: Well, I'm. I did not feel good about her being president, and neither did the American people. A year ago, they were very strongly supporting the return of President Trump. So I'm concerned about that. what happens if the Democrats retake Congress?

Mike Carter: Oh, it will be right back to where we were before with, the first Trump administration. Everything will be in impeachment, whether it's based on any kind of fact, whatever they can make up, let's impeach. And then we lose potential power. We get caught in bureaucracy and trials.

Kevin Freeman: They open the borders, they start spending more money. they do all of, they start cracking down on Christians, all of the things they debanking and all of that. And then they usher in central bank digital currency and they'll hope for a crisis, whether it's a crisis from terror attack or whether it's a financial failure or the hope for it.

Mike Carter: Here's the problem and we've been talking about that for time here in terms of what that agenda looks like. And so, you know, our listeners that are aware hopefully are starting to build their game plans and move forward with that. But, it is concerning to see what's going to happen. Now. We got a little bit of time with Trump. Even if we get past the midterms or if we don't, he's still in office as somewhat of a blocker, but they can neutralize him very quickly.

Kevin Freeman: Yeah, he will be veto, veto, veto, veto. And then they'll run on how he's stopping everything. So we actually need a better agenda than that's put forward by conservatives. All right, here's the problem. Heartland Rasmussen poll. 53% of young voters want a socialist to win the 2028 presidential election and 76% want government to nationalize major US industries. They absolutely do not understand, but they're the people who put Mamdani in power and they're the same young people, economic.

Mike Carter: Degrees at Harvard and Yale probably helping to influence that a little bit. Or just people that are hopeless out there saying, I don't know what to do, so blow up the system.

Kevin Freeman: I had the honor of contributing, my thoughts to the Texas education, plans for economics in the curriculum and the textbooks. I'm hoping to see some free market, ideas pulled out in textbooks because young people have turned away from free markets. They think it will solve the wealth gap. It absolutely won't. We have a solution for that, by the way, which we'll bring to you. But Mamdani went from little known socialist lawmaker to NewSong York City mayor. That's why we need to develop the concept of economic justice.

Mike Carter: Yes, yes, economic justice. It would be great if we could have something like a presidential economic justice board or something like that.

Kevin Freeman: Well, we're working on it. You know how the President has the religious liberty, group that's explaining the things he's doing and giving him suggestions. And it's chaired by Lieutenant Governor Patrick, from Texas and Dr. Ben Carson and people on it, great people like Matt Staver and Kelly Sch and others. And he's got the Faith Board and all of that. So we're proposing an Economic Justice Board. We unveiled it at America Fest.

Mike Carter: Yep.

Kevin Freeman: And I, I'm very excited about the potential for this. It's a, it's a project of the economic War Room Pirate Money Radio. And I think it can make a real difference. What were the, some of the reactions that you've gotten from.

Mike Carter: Well, I certainly full buy into this idea. I mean the insights of how Gen Z feels today are pretty consistent. will I ever be able to afford a home? Did I waste my money on my college education? All those kind of things. If we can find those real solutions that says, you know what, it's possible again to live, the American dream. It's possible to be able to purchase a home, it's possible to be able to support your family or maybe even possible to support your family on one income. that might not mean that you're living with four or five cars and all that kind of stuff, but it's possible, that there's hope and that the system can work and people can see that again. That's what the Economic Justice Board is going to do. It's going to make sure that we've got people with influence in D.C. hearing from people on Main street to say, hey, this is what's important. This is how we help Gen Z. This is how we build that arc. And you did a fabulous job creating an acronym around that.

ARK stands for affordability, Reward and Kindness

You want to explain a little bit what we first said? Arc. I'm thinking of a little Bible boat, animals sticking out of the window. But this is like a cool arc.

Kevin Freeman: It is not a little Bible book that Noah piloted. It is an enormous undertaking, but it is necessary to protect against the financial storms that could be coming. And so ARK is affordability, Reward and Kindness. So affordability is. We're going to have to address the immediate need that we're having. So it's like if people are in immediate pain, you've got to find ways. And President Trump's been working on bringing inflation down. Home prices are actually beginning to level off and come down in some areas and so forth. But people want to own a home, start a family and live with freedom. On a single income if they can. reward means that people say, if I put the extra work in, I'm going to get rewarded. And we learned that this is a lesson from humanity. You can go back all the way, to, the Pilgrim Colony. And the younger people said, hey, I'm working extra hard here, and I'm only getting, an equal share, but I'm putting in most of the work they were complaining about. That's what socialism would do. It failed, and they had a miserable crop failure. People were starving. That's what socialism does. If they see that they can get rewarded for their work if their college degree will pay off, or maybe they don't need a college degree, maybe a trade school, or maybe some other alternatives. And so what can we do to help them understand that? And then the last, the K is kindness, and that is the solution. When you have socialism, I don't have to take care of you. You may be hurting, but that's the government's problem. Well, the government is the least efficient solution to transmitting and supporting and helping people. The most efficient solution is generosity. And we've seen a little bit of that where we see, Michael Dell saying, hey, look, I'm willing to kick in billions of dollars to help young people with those Trump accounts. When you have a baby, you'll get a Trump account and you can get into the American dream. That's what we need. We need more kindness, freedom of generosity and not greed. That is the solution.

Mike Carter: Yeah. So we had an ark from the flood that brought us this new world. We're going to bring an ark that's going to get us back to the world and the beliefs that we had here in America, which I think is big. Next you're going to be talking about bringing back a rainbow, probably.

Kevin Freeman: Yeah. Well, the rainbow, we're going to take the colors back. I don't like the idea that the idea of the rainbow been stolen, but I do like this. This is about money. And, we're going to get help from people like Dr. Ben Carson and Ryan Helfenbein at Liberty University. And wonderful people love this economic justice board. It's going to be the battle of 2026. But it is about money. And there are only three things you can do with your money. you can give it, you can spend it, or you can invest it. Here at Pirate Money Radio, we work to explain solutions that support all three areas in a way that, that promotes liberty, security, and values. Patriot Mobile, it's a mobile phone company. They support the Pirate Money radio program Patriot Mobile uses US carriers, including AT&T, Verizon and T Mobile, and operates on both Apple and Android phones. More information about the economic war room and Patriot Mobile is [email protected] AFR that's PirateMoneyRadio.com AFR and that's what we're doing is we're taking economic solutions. That's what Pirate Money Radio is about. And I have good news. I do think the one big beautiful bill will kick in in the spring and people will feel good about the economy and maybe the midterms can turn out okay. Oil prices, food prices, house prices, they're all coming down or leveling off. The key's going to be messaging, which will lead us into economics.

Mike Carter: Yeah. And we see Trump getting ready to go on the roadshow again because, that needs to be done to communicate. You know, there's not an easy button out there where you just put these policies in place and then tomorrow it's done. Now, we've seen gas prices go down, egg prices go down, some of that kind of stuff. But it takes a while for all the policies he put in place for the rest of the economy to feel it.

Kevin Freeman: Now I'm fixated. I want the easy button. Where's the easy button? We're going to talk about that. We'll talk about, the potential for the economy in 2026, the potential for investing in 2026. You know, are tariffs going to ruin your life or they're going to make life better? we're going to cover that. We, we've covered politics. Now we're going to be talking economics, and we're going to cover this and more when we come back right after this break. We'll be right back.

Mike Carter: Pirate Money Radio helping you give, spend and invest in ways that align with liberty, security and values.

In April, Fed Chair Jerome Powell said tariffs are likely to fuel inflation

Welcome back with your host, Kevan Freeman.

Kevin Freeman: And we're talking with the great Mike Carter. We're talking about what's going to happen to the economy in 2026. And we've got these tariffs. Here's a question. Are the tariffs going to permanently ruin things as we were told back in April crash.

Mike Carter: Yeah. By those top academics that told Trump he didn't know what he was doing and this is how it's going to look. And, and he's proven them all wrong.

Kevin Freeman: In April, Fed Chair Jerome Powell says tariffs are highly likely to fuel more inflation, and yet inflation is down since then. What did he say most recently in Time? That was big headlines in April. In Fox News. What has he said more recently? His little tiny print? Federal Reserve Chairman Powell stated that he considers the inflationary effects of the recent tariffs to be a one time price increase or price level shift. Shift, which should be relatively short lived.

Mike Carter: Wow, I did not really hear that. Did I get a lot of media pickup? I didn't hear much about that.

Kevin Freeman: No. I looked for a headline. I could post a headline, just show it to you. No, it's hidden in the small print of his testimony. all the headlines left out the notion of one time, but that's what Chairman Powell said. So.

Mike Carter: Well, he's good friends with Trump. He's probably just trying to.

Kevin Freeman: Not good friends with Trump. And Trump, is going to replace him. The question is for Fed policy. Which of the Kevins is he going to predict?

Mike Carter: Kevan Freeman?

Kevin Freeman: No, I'm not in the running. There are two other Kevins, Kevan Wash and Kevan Hassett. And I know Kevan Hassett. I don't know the other Kevan, but, I like him.

Mike Carter: I'm going to vote for Kevan Hassett if they ask me. But, Kevan Hassett actually has a pirate money book. I had a chance to meet with him, last year at an SFOF conference and he and Steve Moore gave them both books. So hopefully that's in the back of his mind right now for transactional gold secret weapon.

Kevin Freeman: And I've kept in touch with Kevan Hassett through the years. He's a good guy. He was at American Enterprise Institute. He's a good guy. I think he'd do a great job as head of the Fed. the market's worried because they think he might be too political. He's a brilliant economist. He will not be too political. He knows what he's doing.

 Debt and deficit is a global problem

All right, here's the issue too. and this is the big one, the debt and deficit. Ah, will this come home to roost in 2026? If you look at a chart we got from John Malden, it's over a year old, so it shows $32.9 trillion. So I guess at the start of, 2024, our debt's up $5.5 trillion since then. But it points out that it's not just in the United States. Debt is a global problem. China, Japan, United Kingdomnomics, France. You go through the list, every major nation's indebted, you look at that debt.

Mike Carter: As percent of gdp, and that's the kind of, the shocking part to me. And then you think about World Economic Forum and a great reset when you see, there you Are the great reset.

Kevin Freeman: Reset by Michael.

Mike Carter: Reckon you see debt as percent of GPC GDP. 293%. 249%. Here's one. 383%. Singapore. Amazing. Surprisingly, though, China. I don't know if we can believe these numbers. they're only 12.88%. No, I want to see how their account works, those numbers.

Kevin Freeman: Well, what you've got to keep in mind is in China, here's the deceptive part. They push the debt to the balance sheet of the industries and the companies, but they're government owned and controlled, so it's really government debt. So they keep everybody afloat, but they make it look like the nation's not overly in debt.

Mike Carter: Their debt, per capita, folks, as you're listening to this, is $1,787.

Kevin Freeman: No, no, no, no, no, no. That's ridiculous. China has actually got massive debt problems. and they need a great reset. they need a reset from communism to free markets. But there's gonna be another great reset pushed. It is not a conspiracy theory. If you read. Oh, that's just a conspiracy theory. No, no, no. It's on the World Economic forum website in June 2020. Now is the time for a great reset. And there's a button that they put up there, push to reset the world. And they're pretending like it's an easy button.

Mike Carter: That was easy.

Kevin Freeman: It is not an easy button. Their reset will be painful. It will be where you own nothing and you're supposed to be happy about it. Where you're eating bugs and you open the borders and all of these terrible things. That's the reset that they have planned.

Mike Carter: And again, I'm pulling out my Texas transactional gold card and I'm not gonna eat. I'm eating my steak with that and not eating my CBDC unit of bugs.

Kevin Freeman: That is their goal. A central bank digital currency where shekels become shackles. You know, good news, it's been banned by a Trump executive order, but it's likely a target for the 2026 midterms. They will bring people in who will promote central bank digital currency and override his veto if they possibly can.

Mike Carter: Scary stuff. I mean, this is real world, folks. I mean, and we're not about fear, and we're always about solutions and hope. But you gotta be, aware that there is a very specific agenda for this to happen and to happen sooner versus later.

Kevin Freeman: Yep. And there's a very specific agenda to displace the dollars of reserve currency, central bank or not. the foreign response attacks on the dollar. Jerusalem Post. You didn't see this headline, very many places, but here's a December headline. Brics move forward 40% gold backed unit proposal. They're calling it a unit and it says for nearly two decades the Glomut payment system has relied almost entirely on debt backed sovereign money and correspondent banking trusts to conduct trade. The architecture is now fracturing under geopolitical strain. Sanctions regimes and capital controls. As settlement rails bifurcate along east lines, experiments are emerging to rebuild trust at the asset level rather than the sovereign balance sheet level. Unit represents one of the clearest formal attempts to do precisely that. Engineer a basket backed collateral anchored settlement instrument intended specifically for wholesale cross border trade in a multipolar financial world. They're trying to get a gold backed currency. Good news, we have in America in five states a gold backed currency that is going to be emerging with the rules, and implementation coming up in.

Mike Carter: 26 and 27 and hopefully more states coming on board as well. And as you shared earlier, that's a $5 trillion economy. that could be gold. Have gold back. Not 40% actual, 100% gold back. Or people could be on their own.

Kevin Freeman: Or silver. Yep, yep.

Mike Carter: Could be on their own. Personal rainy day gold and silver fund.

Kevin Freeman: Yep. Nope, that's our solution. But there is a serious problem there.

There are 30 BRICS nations that have applied or currently in

Mike Carter: All right, and those BRICS nations, how many nations are there in brics? It's more than just the BRICS now.

Kevin Freeman: Oh it's, there are like 30 total that have either applied or currently in. All right, so those are serious threats. we don't know the timing on them. We don't know if Brics, currency is going to catch on in 26 or not. But we are racing to bring solutions and alternatives in a godly way under the Constitution. And I say in a godly way because that's our real hope. Don't put your hope in us. Don't put your trust in money and riches. Put your trust in God. And there's good news on that. Faith and church under President Trump has gotten easier with the establishment of the Religious Liberty Commission to where you can believe what you need to believe and that is in the Bible, in the truth of Jesus Christ. We've had big court wins. Coach Kennedy can pray on the football field. Dr. Carson, Lieutenant Governor Patrick, Matt Staver, Kelly Shacker for White House Office of Faith and the Religious Liberty Commission. And my good friend just on this show, Jacob Booyens is going to be in D.C. as a pastor of Mercy culture Church, just moments from, the White House and the Congress, under the authority of Mercy Culture out of Fort Worth and Pastor Landon shot. We're taking some good old time Texas religion, to our nation's capital. This is a good for evil challenge like never before. And we're watching while this is happening. We're also seeing the wheat is growing. We're also seeing the tares too.

Mike Carter: Yeah, there's going to be prayer across from the Supreme Court, prayer across from the, Vice president's house, prayer across from the Capitol. and I believe there will be politicians whose hearts are going to be changed.

Kevin Freeman: I believe that too. Now, we've seen witches and curses and things like that going on in Washington for decades. They're the tares growing up on. And there's a parable on this. the wheat and the tares. The kingdom of heaven is like a man who sowed good seed in his field. But while he slept, the enemy came in and sowed tares among the wheat and went his way. But when the grain had sprouted and produced a crop, the tares also appeared. So the servants of the owner came and said to him, sir, did you not sow good seed in your field? How then does it have tares? He said to them, an enemy has done this. That's what's happened in Washington. Here we're going to have to watch both of them grow together and hope. Hope that the wheat crushes the tares by the power of God.

We're seeing demonic activity rising here in America, fueling violence and evil

But we're seeing demonic activity rising here in America, fueling violence and evil. And here it is, even the guardian satanic temple to offer religious program for elementary school students in Ohio. This is dangerous stuff.

Mike Carter: No, it is. They did the same thing in Oklahoma, some of these conservative states even, where they're trying to do their demonic Satanic, messaging out there because we.

Kevin Freeman: Put the ten commandments up. They want statue of Satan. And you see it all over. We see false religions emerging. We're seeing Hindu temples and other things that we don't believe in. If we believed in them, we would be Muslim or Hindu or any of those other things. No, we're believers. We're Christian believers. That's what we believe in. We believe in the God of the Bible, and we believe that Jesus Christ is his only begotten son. But we're seeing across Dallas, Fort Worth, the emergence of mind mosques and a big push by Islam funded, by the Middle east coming into Texas.

Mike Carter: Yes. Yeah. And not just coming in Surrounding Texas, there's a very specific plan. Not, from a religious perspective. This is a political ideology that many of these mosques have.

Kevin Freeman: Political Islam.

Mike Carter: Yeah. Yes, that's right. Political Islam. Exactly.

Kevin Freeman: And they plan to do this, with ballots, not bullets, and immigration push to bring a lot of people in and take down the rest of the state in America, or the largest red state for sure.

Mike Carter: And we live here in Texas, so we're seeing this happen. I mean, I'm shopping stores, I see what's going on with this movement, and it's one that I think our politicians here locally are waking up to. we're seeing our governors between DeSantis and Abbott say, wait a second, we need to recognize CARE and Muslim Brotherhood, for what they are.

Kevin Freeman: Terror groups.

Mike Carter: Yeah, terror groups. So that's a good first step.

Kevin Freeman: It is.

Mike Carter: And we pray for everybody that's here that their hearts come to know the Lord and for those that are here with Islam, that they see truth.

Kevin Freeman: It's not the people, it's the ideology. but, we are seeing a faith revival following Charlie Kirk's death as more people are attending church or mass and reading the Bible. Faith leaders report a 15% increase in church attendance. They call it the Charlie Kirk effect, drawing young people into Christianity, which is amazing. Young people are being drawn to socialism because of their economic needs, but they're also being drawn to Christianity. We need to find solutions for that. Charlie was concerned about countering threats, to Western civilization. So he recruited me into something called scan. It will be coming in 2026. You can learn [email protected] but, Mike, talk about it, how people are receiving our discussions of the threats to Western civilization.

Mike Carter: Yeah, I think people understand there's threats out there, but they're not really easily able to connect the dots. And what you're going to see @scanhq is a website that's going to be, kind of a war map of what's going on geopolitically with the Communists, with radical Islam, with the globalists, and then internally with ourselves, our hearts that, tend to be more focused on ourselves and greed and so forth. and this is a chance for people to say, oh, I get what's really happening now and what do I believe and how do I make a difference else there? So I'm super excited about this.

Kevin Freeman: Yeah, so this goes with the series, of new book I'm writing, the Four Horsemen of the American Apocalypse and our Six Trials by Fire. And the six trials by fire are Mostly economic, starting with the debt, but it ends with the wealth gap. It ends in immigration and so forth. And the four horsemen are the Red Chinese Communists, the Greene radical Islamists, the Blue Globalists and the yellow. Traitors and cowards who want to take America down and profit from America's failure. We're going to stand against them. That's what SCAN is about. Learn [email protected] and we'll be right back with more solutions after this break.

Mike Carter: Pirate Money Radio helping you give, spend and invest in ways that align with liberty, security and values.

 Tax refunds lift spending, AI boosts profits, investing

Welcome back with your host, Kevan Freeman.

Kevin Freeman: Yeah, and we've been talking about some of the threats, some of the challenges politically, economically. How about at the personal level, investing. And you know, not everybody's been able to invest in the stock market, but those who have have profited nicely. We had a great year last year. We've had a number of good years in a row, since we had one decline during COVID and then it's been roaring back because we blew out the money supply and everything. I'm looking at Wells Fargo and they're seeing a double digit gain again in 2026 as AI boosts profits, tax refunds lift spending. This is Wells Fargo's prediction for the year ahead.

Mike Carter: as reported in Wealth Advisors, tax refunds lift spending. So that's, getting money back into people's hands is actually a good thing. It is boosting our economy, less government policies, paying off.

Kevin Freeman: Well, you know what Bob McEwen teaches, you know, former congressman, he talks. The worst spender of all is the US Government's least efficient spending. They don't care how much they pay for it and they don't care what the quality is. If you're spending your own money, you want good quality and you care about the price.

Mike Carter: Yeah, you know, Kevan, we hit politics, we hit economics, then you put, put the faith and church in the middle. and that's the good news because we're seeing a little reprieve here where, while we see socialism and communism in some parts, we're seeing that revival that you talked about, Charlie Kirk's assassination, while as horrible as it was, I saw Jenny, McCarthy and her husband have become born again Christians now because of that. And so we're seeing this movement where there's hope out there. and now we look at, really we're cued up to have success in the markets and doesn't mean it's going to happen, but it could go the other way as well. We got A lot of things working against it. but the fact that you put God and faith and church in the middle and what we're doing now I, think gives all of us reason for hope.

 CNBC has an article on magnificent 7 led market

So with that, let's talk a little bit more about the stock market because you are the expert as it relates to your previous careers and a little bit now, even though you're always looking at the market markets.

Kevin Freeman: All right, I'm going to hope, I'm going to borrow from cousin Will Rogers. And literally he was my dad, proved to me he was six cousin or something. The great Will Rogers. And young people don't even know who Will Rogers is, except there's Will Rogers Coliseum and Will Rogers monuments and things like that. but the great Will Rogers was, Cherokee and he had a saying about the stock market. buy stocks. He said, buy stocks and when they go up, sell them and make a profit. Then he said if they don't go up, don't buy them. Which is true wisdom. but here's the reality is that, last year the Magnificent Seven was leading the market going into the year. And it tapered off as we got toward the tail end of the year, the second half of the year actually, the stock market started to broaden out. That means you didn't have to just own the big seven tech names like Nvidia, you could actually own, normal stocks. And that is called when you buy the s and P 500 and index, it is cap weighted, which means the biggest stocks dominate. Those seven stocks are 35% of the index. So 35% of your money is going to just seven stocks. And 65% of your money goes to the other 493 stocks in the S&P 500. So now CNBC, this is their recommendation and we have do not give advice on this show. check with your financial advisor. But CNBC has an article for investors all in on magnificent 7 led market. Equal weight is trending as a stock call for 2026. A lot of advisors are saying if you're going to index invest, maybe you want to equal weight and not overweight those seven stocks.

Mike Carter: Yeah, I'm glad to hear advisors are saying that. And that's some of the thinking that we believe been working, within the NSIC to make sure advisors understand the risk out there geopolitically, the risk out there in terms of these index funds and so forth. And how sometimes it does really make sense to be a selector of certain stocks based upon fundamentals and growth versus just saying oh, I'm going to invest in the thing as a whole because we've seen these bubbles before. A lot of money's gone into A.I. and then we got, well, what happens with energy? That could be inflationary? Are we going to have enough to make it happen? Who's going to win that race? while I have great hopes for AI and it's doing great things, it also has potential risk.

Kevin Freeman: Think Internet bubble of the late 90s. And, Internet stocks just rocketed higher and the average stock didn't perform as well. When that bubble burst, the average stock did better. It's called value. There's a cycle between growth and value, and value might be coming back in. It's hard to predict predict. It's almost impossible to predict, in fact. But there comes a time in which you say value stocks are better bargains. As John Templeton used to say, he looks for bargains. value stocks are better bargains than growth stocks. This is why you need a financial advisor. I pulled up, the NSIC.org website. Protect your wealth, defend your values. Invest with Liberty, Security and American principles in mind. Mike, this has been a project that you've been working on with our colleague Ben, really, really laying the foundation for us to help financial advisors help clients promote liberty, security and values. Can you explain that?

Mike Carter: Yeah. What we saw is a lot of investors or a lot of advisors out there weren't able to keep up with the geopolitical world. The economic war that's going on out there. They understand it's very easy to fall into default mode. Well, we'll just put it in these index funds.

Kevin Freeman: And Wall street seems biased. There are a lot of yellow in Wall Street.

Mike Carter: Definitely, definitely have that. And so what we want to do was help Main street, get their voice back on Wall street and in D.C. and you do that by working with a group of advisors. And hopefully we're going to have thousands of advisors that could be a half a trillion to a trillion dollars of wealth behind Liberty Security and values, helping D.C. and Wall street understand, hey, our values do matter.

Kevin Freeman: Helping save America instead of taking us the wrong direction.

Mike Carter: We want to invest to save America. America to protect our national security, infrastructure, and the values that are important to us. And so we've set this up. We've got a group of advisors now we're looking for others that want to be a part in turning this and really scaling it up. but we have monthly threat assessments. we got events happening here at the ranch where we're talking through the ideas that we talk about here. And we're looking for the solutions and things that you can invest in that are going to make sure that, were positioned well.

 Financial advisors should consider including gold in their portfolios

Kevin Freeman: You can learn [email protected], but I want to put a, little statement to financial advisors. I've been in the financial advisory business since 1983, so I'm going on 43 years. And here, here's what I know. I know the average person well. The Bible tells us, it says, where your treasure is, there your heart will be also. The average person locks their money away, and that's where their heart too often is. A financial advisor has a unique opportunity to go to the fears, the angst, the worries, the concerns, the dreams, the hopes of individuals and share with them a message about liberty, security and values. That's what they want. They don't want you walking in with a, well, this is a mountain chart. Shows how well The S&P 500 has done the past 50 years. And we'll just stay the course. They don't want that. They want you to listen to their needs. They want you to know about what their family needs to do what they've got. They want somebody who listens to them. And they don't want an off the shelf cookie cutter solution. What they want is somebody who has looked ahead and seeing some of the problems we're talking about and also some solutions and possible ideas for it. And I'll tell you, Mike, you remember, we started talking to advisors and they said, don't bring up gold. My clients all want gold and I don't want them having it. Well, guess What? S&P 500 performed pretty good last year. It's up 16%, gold was up 60%, and silver was up 100%. Almost.

Mike Carter: Yeah. It's crazy. And Kevan, you always say, you know, gold is a store value, not an investment. But when we see those types of returns, it also says there must be some geopolitical uncertainty out there. There's something that's driving those. Like, we see the debt, we see all these things that are out there. and so understanding how that correlates and what that means and making it easy, for financial advisors to maybe include some gold in their portfolio. We're seeing people say, instead of 10%, maybe it should be 20%. But traditionally that's not been something that investment advisors have been comfortable with.

Kevin Freeman: No, There are major Wall street firms upping their allocation to 20% from 10%, which is amazing. but the problem with it has Been is that gold? It sits in a safe somewhere and you can't use it, you can't spend it, you can't do anything with it. central banks have been buying lots of gold. They now hold more gold than they hold in U.S. treasuries. That means there are more gold than dollars in the reserve assets of central banks around the world. They know something that maybe some of us don't. And so we got to learn from that. But we have a path using pirate money. Pirate Money Radio is what we're talking about. The book Pirate Money. You can learn [email protected] we have a path to use gold and silver instead of dollars as money, maybe for rainy day using modern technology. State approved as legal tender. Functioning just like money, not an investment holding purchasing power. this we've passed in, we've passed.

Mike Carter: It in five states now.

Kevin Freeman: Six states.

Mike Carter: Yeah, yeah, six states. we got a veto, from the governor of Utah. Hopefully he's going to see the light this next year. He didn't quite understand it last year, but six states. But in, Texas, Florida, Louisiana, Arkansas, Missouri, all of those have made legal tender. They're working on implementation right now, which is exciting. We've got, another 20 states we're working and facilitating legislation in right now. So we'll see what that adds up to, at the, end of this next legislative session.

Kevin Freeman: Oh yeah, and we're implementing technology in those five states where it passed and signed into law. and one of the technology potential providers is going to be one that we've identified early on and they've provided support for this program. It comes from Glint, a financial technology service offering a debit card and a mobile app that enables users to access gold holdings for everyday purchases. With Glint, users maintain ownership of allocated physical gold, which is stored in a managed vault at the time of a transaction. Gold is sold in real time to cover the purchase amount in local currency. Glint offers an alternative way to store and use the value. Combining gold and silver with modern payment infrastructure structure, Glint clients can monitor their gold balance, view transaction history, manage their account through the Glint app available on major mobile platforms. More details about how vaulted physical gold can be used as money are available at, ah, glentpay.com goal247 Again, that's glintpay.com Gold247 Glint providing access to gold for modern spending. And it's going to be looked at by these five states and maybe 20 others in 2026. That could be half of America looking at this, and we're hoping in the new year to get an executive order in combination with an Economic justice board. We've got great meetings with White House officials and those trusted by the White House. We're hoping no tax on gold. Gold from around the world flooding into America and a great new year ahead. We've got great projects, Economic Justice Board and NSIC Institute Scan Pirate money. And we're fighting communism, inflation and threat threats to your money and your liberty, promoting the truth of Christ. Any new one resolution, what would you say it is, Mike?

Mike Carter: more states with transactional gold right now.

Kevin Freeman: Okay.

Mike Carter: All right.

Kevin Freeman: If you got questions or prayer needs or comments, email [email protected] Happy NewSong Year. Listen, wherever you get your podcast. This is Kevan Freeman, joined by Mike Carter for Pirate Money Radio.