Kevin Freeman: I haven't broken any New Year's resolutions
Kevin Freeman: All right, the new year is upon us. I've caught myself more than once writing 2025 on checks and notes, but we're now more than a week into the NewSong Year and when this airs on Saturday, so let's celebrate. We're just enough into the NewSong Year that I haven't broken any of my resolutions. Well, maybe, sort of. No, I don't think. I think I'm good.
President Trump sent Delta Force into Venezuela and captured Nicolas Maduro
so last week, we learned that President Trump sent Delta Force into Venezuela and captured Nicolas Maduro. Most Democrats have thrown a fit. Overall, though, it seems like a great thing for the world. Maduro stole his election, and he was leading a narco terrorist drug cartel, masquerading as a nation. Venezuela, once prosperous, had become a Third World country, entertaining the worst that the world has to offer. China, Russia, Iran, Hamas, Hezbollah were all operating there, as well as very dangerous drug cartels. I can only imagine the intelligence that President Trump was given that caused him to act. this has serious implications for the world as we know it.
Mike Carter joins us to discuss Venezuela and other news stories
So joining me today, my friend and colleague, the incomparable Mike Carter. Welcome, Mike.
Mike Carter: Hey, great to be here. Happy NewSong Year, Kevan. and, yeah, resolutions. I'm still on track with that, so that's good news. And what a way to start the year off, though, with this Venezuela thing. And you've been talking and connecting some of these dots prior to this, but to see someone just taken out of their bed like that, Unbelievable.
Carter: The response at Amfest was overwhelming
Kevin Freeman: And yet, before we jump into that, I want to ask, how were the holidays for the Carter family?
Mike Carter: Good. Action packed. But we had some good family time together. you know, we were, together at amfest, you and I and Marnie, and that was, nonstop with some of our big new initiatives. I think I finally got my voice back because the voice was so hoarse, talking to so many people about the big ideas that are happening here at the economic war room.
Kevin Freeman: Yeah, well, you still have your good looks even when the Voice is gone, but, yeah, no, I get that Amfest is a beating because it's high energy and it's right before Christmas. And so we all, you, me, Marnie, we all went to Phoenix. We. We worked a booth, we handed out thousands of books.
Mike Carter: Oh, Russell, in the back here, was cranking out all kinds of, brochures and handouts as we launched this concept. And, I tell you, the response we got was overwhelming. The response that was at Amfest, was encouraging. I mean, record numbers of people. And it was just nonstop, through the exhibit hall.
Kevin Freeman: There it was. And the spirit of Charlie was everywhere and people were remembering him in an honorable way. But it was more young people than I think we've ever scene. I mean normally it's half and half. Here it was like 80% young people, which was great to see all the.
Mike Carter: Way down to nine year olds. And I was talking pirate money up at, lunch and this little nine year old overheard the conversation and his mom, she said, I know exactly what he's talking about, mom. And he passed the gold test. What's going on at the Fed and everything else. And I said, you got to go down and get Kevan Freeman's autograph. So I think he came down to see it.
Kevin Freeman: I remember that was great.
SCAN and Economic Justice Board launched at Amfest to promote economic justice
So what messages resonated? I know we had two primary M messages. SCAN and Economic Justice Board. How do people respond to scan?
Mike Carter: Well, SCAN is literally, you know, we're living in this Western saving, Western Civilization world right now. And the, Saving Civilization Action Network, SCAN S C A N is about bringing awareness on what's really going on with those, what's going on with the communist and the globalist, radical Islam, the greed and traitors within. Things that we've been talking about for years now in Economic War Room, but things that you're really laying out in your new book that's coming up here in a fantastic way, it's exciting to see, people starting to connect those dots, understand what's really happening, and now have a organization launching, that was part of Charlie's vision to say, how do we do this? How do we do this?
Kevin Freeman: It really was, scan, if you want to learn more, you go to scanHQ. And then of course, we also unveiled the Economic Justice Board. I don't know that this was specifically. Charlie did not ask me to start this like he did scan, but it is in the spirit of Charlie Kirk.
Mike Carter: It was. And the spirit of Kevan Freeman. I like your, ARC acronym. Why don't you walk through what that's about? Because when we shared this, especially with the youth that were there, there was an excitement like, yeah, I want to be a part of that. And we've got, you know, Dr. Carson potentially coming on board as part of that. And, Mia Kim and other influencers that say, this is what's needed for today.
Kevin Freeman: Well, SCAN is about economic justice. Economic justice, by the way, is God's Term, it's not man's term. and the left has tried to co opt it, like they have stolen so many other things, including the rainbow. but the economic justice is about, having upward mobility. The average person feels like there's no upward mobility. There's no on ramp to the American dream. if you have to wait to age 40 to buy a house, if you see the wealth gap widening, if you're saddled with student loans, if inflation is driving up prices so you can't even go out with your friends for a cheeseburger, then you're feeling locked out. And that's how Zoran Mamdani, won the mayoral race in NewSong York. He appealed to young voters. In fact, I've got it here. Young voters power Mamdani's victory in shaping key 2025 elections. they updated their analysis because they found that the turnout of the Youth voter was 28%. They'd originally expected it to be 19%, which is shockingly high compared to history. Like, you go to Boston's mayoral election and it might be a 2 to 3% turnout for those under the age of 30. Here at a mayoral election, it 28%. And the vast majority voted for socialism.
Mike Carter: Yeah, something was motivating them to come out. And I guess that's free bus rides, lower priced groceries, affordable housing.
Kevin Freeman: Yeah. For like, rent control on housing, which is devastatingly bad going forward. But it looks good at first. All right, to be clear, we didn't see any young socialists at Amfest. They were all young believers in free markets. But we did meet a lot of young people interested in economic justice. And you can't blame them. They're facing injustice economically and they're wondering about their money. And, there are only three things you can do with your money. You can give it, you can spend it, or you can invest it. Here at Pirate Money Radio, we work to explain solutions that support all three areas in a way that promotes liberty, security and values. Patriot Mobile. It's a mobile phone company. They support our Pirate Money Radio program. Patriot Mobile uses US carriers, including AT&T, Verizon and T Mobile. They operate on both Apple and Android phones. More information about the economic War Room, our sister show. And Patriot Mobile is [email protected] AFL that's PirateMoneyRadio.com AFR.
Economic justice board idea started after Nixon left gold standard
Mike Carter: You know, Kevan, you talked about economic justice board, and we're not about just saying, okay, we're going to create this board and have this idea and sit around and Talk ideas. We're talking about real action steps, real solutions to, giving, especially Gen Z that hope and vision again out there. And so that's what's exciting about this, the pieces you're putting together, the solutions that do exist out there. But we've got to get the right people on board, build the right teams, to really make sure it becomes actionable and not just another idea that sits on the shelf.
Kevin Freeman: Well, and here's the shocking thing. I mean, as I was researching for my next book, the Four Horsemen of the American Apocalypse and her six trials by Fire, I found out that the four Horsemen, which we label as red, Communism, Greene Islams, Islamisms, blue globalists and yellow, our own traitors inside America. Those four Horsemen all launched, they all left the gate in the early 1970s with inflation and stagnation coinciding with Nixon leaving the gold standard. And he did that because Johnson had the War on poverty, Johnson had the Vietnam War. He was spending massive amounts of government dollars. They were taxing it, but it was also threatening the dollar. So Nixon leaves the gold standard and says, guess what? We're gonna institute wage and price controls. Which is the same thing Mamdani's talking about doing in NewSong York at the housing level.
Mike Carter: Yeah, sounds like, another idea destined for failure. It is, but you found the dots. I mean, it gets back to kind of my favorite topic. fair weights and measures. Transactional gold and silver. We got off gold and silver. And that had wide ranging geopolitical impact and economic impact.
Kevin Freeman: Yep, absolutely did. When we left gold and silver, the first thing Nixon did is he went to China and he said, start making stuff for us cheaper so we can afford and cut inflation back. The next thing, he went to Saudi Arabia and he said, hey, you price all your oil and dollars and prop up the US Dollar and we will support you. And they made a lot of money. And Nixon wanted that money reinvested in US Treasuries, but they also used it to export Islam around the world. And they funded mosques around the world. And then the World Economic Forum emerged, as did the epa. At that very same time period, Wall street shifted from investing in companies that build and employ people to making money from money. It's like a Ponzi scheme. It's like financialization. And one major outcome has been a wealth gap and an affordability crisis. All of this came when we abandoned the gold standard. All right, when we come back, we're going to talk about six trials by fire, how they're Intertwined, how they feed off each other and what we as Americans can do to get the country back on track.
Mike Carter: Four horsemen of American Apocalypse released when we abandoned gold standard
Mike Carter: Welcome back to Pirate Money Radio with your host, Kevan Freeman.
Kevin Freeman: And I'm joined by the great Mike Carter. And we were talking about the four horsemen of the American Apocalypse, how each of them was released when we abandoned the gold standard. If you want a biblical basis for that, go to Luke, chapter 16, verse 11. It says, if you're not faithful with your unrighteous mammon, no one will trust you with true riches. Well, this country has been blessed with true riches. We've been blessed with family. We've been blessed with prosperity. We've been blessed by adhering to Christian truths and principles as one nation under God. But when we abandon gold and silver, as backing for our money, first in 1933 and then again in 1971 when Nixon left gold convertibility.
Mike Carter: When.
Kevin Freeman: What did that mean? It meant that our money was unhinged. It was no longer connected to something solid. And when it's not connected to anything solid, what that means is that we have unjust weights and measures. Rich people get richer, poor people get poorer, creating economic injustice. And I was just talking about, beginning the six trials by fire, which will be in the next book. And the first one of those, once we became unhinged from gold, then Congress could spend all they wanted to and they just print more, make more. Federal Reserve just buys that debt with fake money, and that has created the trial by fire, number one, the debt bomb. And, Mike, did you see there was an announcement less than a week ago. We just passed $38.5 trillion in our debt. And so I pulled it up a couple of days ago, and it's $38,570,000,000,000. Boom. 570 billion. Not just half a trillion, not 500 billion. It jumped 70 billion more dollars.
Mike Carter: You predicted we would soon be at 40. So, it's trending right up there.
Kevin Freeman: I want to be wrong one of these times.
Mike Carter: Yes, yes. it's.
Kevin Freeman: I'm wrong about so many things. Why can't I be wrong about this one?
Mike Carter: What was the debt back in 2000?
Kevin Freeman: Oh, my gosh. When Bush left, it was under 10. It was like under 10 trillion. It's grown, it's quadrupled every 20 years or so. That's the trajectory that we're on.
Mike Carter: It's frightening and it's not sustainable. And that wealth gap that we talked about earlier is what's causing 28% of that gen Z movement in NewSong York to vote for socialists. Because, like, well, I don't see any way out of this thing.
Kevin Freeman: Yeah, no, that 28% was. That was their turnout. Normally they turn out 2%, 3%, 28% turnout. And the vast majority voted for socialism. They love it. All right, so here's how it works. Trial number one is the debt bomb. Trial number two, that creates a dollar crisis. And other nations want to take down our currency. And we've experienced that. The government's response, okay, our pushback is to create central bank digital currency, which is the government's answer to unlimited money that no one can question. You have to take it and they can control it, which creates that wealth gap that we're talking about. And it's called the Cantillon Effect. Federal Reserve has marked it right here. I've got in front of me a chart. Total net worth of the top 1/10 of 1% going up in tandem over with the increases in the money supply as they print new money. But the bottom half, the average American, so you just take the average American and less. And that bottom half, they don't gain ground when we print money, they lose ground. And you see it in Federal Reserve data, which creates the next trial by fire. And by the way, if you want to learn more about any of these shows, go to economicbore room.com. that's where you can learn more. And you can see shows I've done on each one of these trials.
Mike Carter: And we have multiple economic battle plans. So with each show, there's a batt that links. This gives backup support data. links. it's easy to share with your friends, have conversations. you know, here on the radio, you remember maybe 4 or 5% of it. You get a chance to read it.
Kevin Freeman: Your comprehension goes up, and it's free. And if you want to learn more, economicwarroom.com.
The median age at first, um, marriage from 1890 to the present ranged
all right, so that leads to demographic destiny, which is what we're going to talk about a little bit here today. The median age at first, marriage from 1890 to the present ranged from 20 to 22 from 1890 to 1971. And then something changed for women. They would get married about age 20 to 22. now it is age 29.
Mike Carter: Wow.
Kevin Freeman: It was at the end of 2019. It was 28, but it's gone to 29. So what does that mean, Mike? You've been in the housing business. What does that mean? why would people delay marriage? Well, one of them, I want to get a good living situation, and I want to get A house.
Mike Carter: Before I start a family, I want to be able to make sure I have a house. I want to be able to provide for my family. So I got to get my career started. And you have a dual path with both men and women doing that. but you know, if you're not seeing that wage increase or you're not able to afford a home, you become, well, let me work a little bit more and then I'll have something, then I can get married and do these things. So as we push down that further and further down the path, we're seeing, you know, what's happened in the housing industry. People have said, well, the money is going to be in the luxury home, the higher priced homes. Those people have money. So we're going to build to that. Affordable homes. There's not any money in that. People can't afford really anything in there. So you're not seeing the growth in the home building in that price range. People are looking at seeing how do we do that now. But that's been a symptom of what's going on with other politics and economic issues here.
The average American first time home buyer is 40 years old, according to Fortune
Kevin Freeman: If you were building first, time homes, what, age were you targeting 20 years ago? Who would you think would buy a home?
Mike Carter: I mean, I bought my first home when I was 26. I think that was pretty common amongst my peers and friends out there.
Kevin Freeman: I was looking to buy a home when I was 26.
Mike Carter: So you know, now, you know, but you know, the prices were affordable. we didn't have the massive inflation. So an average house back then was still probably under $100,000 depending on what market you lived in. Yeah, so it was affordable.
Kevin Freeman: You and I were in Tulsa and it was pretty inexpensive.
Mike Carter: Yeah, I bought right after the oil bust, so I got a good deal on a house at the time. but now you see 400,000. I mean that was like the move up luxury homes for us.
Kevin Freeman: Oh yeah.
Mike Carter: And and now that's the starting point. So that recalibrates As a young adult, what do I do? How do I make that happen? Or I can't say, you know what, I'm going to go with this. I'm going to try the socialist thing. Give me, give me some other option.
Kevin Freeman: Do you think that, I mean, Fortune magazine has it here, it's from November of last year. It says housing affordability crisis so bad, the average American first time home buyer is 40 years old.
Mike Carter: Yeah, that number surprised me. That seems a little old to me. But you Know, they got some data that, that supports that, and maybe in some markets that's the case. That's the case. And if that is the case, it's very concerning.
Kevin Freeman: Why? Because, that means you're going to get married later, which we already talked about. You're going to wait till you're 29. You know, the average woman, waits now 37 months after marriage before having a kid. So you get married at 29. That's the average marriage rate. Now you're talking 33 before you'll have a baby. Well, ask someone that is in the business of helping women have babies. Oh, my gosh. From 20 to 30, they're very fertile. It's very easy. You get 33 and older, which is the average. Now, man, you are talking about a very difficult and challenging approach to childbirth.
Mike Carter: Yeah. And that impacts population. So that's why you see fewer and fewer births out there. It's affordability. Do I have room at home for another child? You know, let alone the genetic pieces of it?
Kevin Freeman: Oh, yeah, you think about that. When, women were getting married 20 to 22, they would wait one year before they had a kid. And so you're talking about having babies at 23 or 33. It's more challenging. I'm not saying that it's a bad idea. We had kids when I was in my 40s. Marnie, is younger. I'm not saying it's a bad thing. I'm just saying for all of society. It's a troubling thing. Now, we had two kids, and you have two kids. we're essentially replacing ourselves. Next generation, you and your wife and me and my wife, we've replaced ourselves. But, you know, the average birth rate in the United States is now like, 1.6, which means we're not replacing ourselves. That's a little scary.
Mike Carter: Yeah. Yeah, it is. I mean, I remember when I was a kid, mom and Dad, I remember them talking about, does, should he have another brother or sister? I have one brother. Dad's rationale was when you go out to restaurants, there's booths, there's four people. It's harder to get a table, that kind of thing. It wasn't about the house. We had room in the house. but it was simple. Things like that. I think Charlie Kirk had it right, even in hindsight. Now, as I'm older and look back, I held back until I thought, man, when I got my career and I've got everything economically, then I'll do this. I thought it was the prudent thing to do. And in hindsight, you know what, life goes in stages. You can be as prepared as you want to be. You don't know what's going to come around the next financial cliff or whatever. So enjoy life, understand what's important. And, family is what really is important.
Kevin Freeman: Well, you know, more than actually now, a, century and a half ago or so, the average woman would produce five to six, seven kids. then as we prospered as a society, we began to plan a little more, and that's a natural thing. And then we had a great depression and the birth rate fell off. I can't afford more kids. And then we had a world war where we sent a lot of American men overseas. And so marriages, you don't know if your husband's coming home. After the war ended, there was a baby boom and the birth rate stabilized. In fact, it got up to almost four kids per woman. and that was true until we left the gold standard and we had prosperity, we had little inflation, we had, this is good. And we were restoring our society again. And then we made a severe change and it's dropped from there. Almost four kids per woman to now 1.6. And why? Washington Post, they did a survey. This is November of last year.
Seven in 10 Americans say raising children is too expensive, survey finds
Raising kids is too expensive, most Americans say in a near survey, seven in 10 respondents said raising children is too expensive. A notable jump from 2024 in one year. The last year of the Biden administration, people started abandoning having kids. It's very frightening. Now, who can blame them? This was put out by the USDA, in 2016. So 10 year old data, it said the cost of raising a child is 233,610.
Mike Carter: Yeah, and I'm guessing that's not including college.
Kevin Freeman: it includes a fractional college. So it includes, not everybody goes to college, but it doesn't include some level of college. So it's in there, but it doesn't include the full cost that you and I have borne for our kids. Because you can run up.
Mike Carter: I mean, I think you're gonna easily run up to half a million per kid today as you include college stuff in there.
Kevin Freeman: Well, that was ten years ago. they did an update on that and they say it's now $320,000 or $30,000 now. It's up $100,000 since then. so, yeah, and here's another article. surging housing prices and shrinking apartment sizes are leading to fewer babies. It was true that people said, okay, we can't start our family in a home. We can't afford it. So we'll just get a bigger apartment. Now even that's become unaffordable, and they're shrinking the size of apartments. And there's this.
Mike Carter: And you look at what apartments cost. And if I'm trying to save up for a deposit to buy a house, I mean, that is another limitation, because apartment costs have gone up as well.
Kevin Freeman: And your dollar is depreciating every year. Low, inflation, it depreciates 2 to 3%. High inflation depreciates 8 to 10%, like we saw during some of the Obama years. And so you're trying to save, and you're just running on a treadmill. It's like a gerbil on a treadmill. You're not going anywhere. Yeah. So this is the challenge for American families. There is an issue of economic justice that they're dealing with, and we saw that at amfest. People want the American dream. They're just not sure they can afford it. That's why the Economic Justice Board was reaching so many people. All right, Mike, we'll take another break. When we come back, we'll go back to Amfest. We'll talk about Charlie Kirk and true economic justice.
Mike Carter: Pirate Money Radio, helping you give, spend, and invest in ways that align with liberty, security, and values.
Mike Carter: Having children is the most wonderful experience in the world
Welcome back with your host, Kevan Freeman.
Kevin Freeman: Hey, Mike. I think this is the first time I've seen you since amfest. We've got Mike Carter here, co host of Pirate Money Radio. We didn't get to see each other over the holidays. We each went our separate directions a little bit, but Am Fest, we spent a lot of time together talking to young people.
Mike Carter: We didn't get to see each other much there. We were so busy. you were doing all kinds of, news interviews, with other influencers out there. And then we were just so busy bombarded with people saying, tell us more about what Pirate Money is. Tell us more about SCAN and, Economic Justice Board. So it was a great experience, and glad to see so many people are capturing Charlie's vision of, how do we really build America and the principles that we are founded upon to create true happiness.
Kevin Freeman: Yeah, no, these are a bunch of young people that loved this country, that love people that believe in God and that want marriage and family, which is very exciting because, you see, in NewSong York, I imagine they're abandoning marriage and family. I watched the show Friends, in the 90s. I remember that. And then I caught a couple of episodes recently. And really they still wanted to find the right person and get married and have families. And that's how the show kind of wraps up. They, go through their young person journey. Now they go through their 20s, single, and then in their 30s, married and family. And that's kind of what we're seeing. But we saw people younger than that wanting kids.
Mike Carter: Oh, yeah, yeah. And families coming together. I mean, it was kind of fun to see moms and dads with their kids going through the amethyst experience together and, you know, believing and raising young, adults around the principles that Turning Point has out there.
Kevin Freeman: Liberty, security, values, what we describe them as. But here I've got. This is fun because this is, the, amac, the association of Mature American Citizens, which is an alternative to, aarp. and, in it, here's a guest column, America Must Choose, M. MAGA or Mamdanism, written by none other than Charlie Kirk. And it was submitted prior to the tragic events of September 10th. It's in loving memory of Charlie Kirk. And it's a great issue. But he explains, we can go and make America great again. And one of the ways that he recommended, he put it out on a post on X. He said, more people should get married young and have more kids than they can afford. That's powerful.
Mike Carter: It is. And so unconventional to what you hear people say out there, whether they're financial planners or anything like that, or, you know, just to yourself, like, well, I want to be responsive. I want to make sure I can support my family as a father and a husband. and so you tend to think, no, once I have everything ready, then I'm ready for this next thing.
Kevin Freeman: for personal circumstances, not from desire. I delayed having kids until much later in my life than most people. But I can tell you, having children is the most wonderful experience in the world. And I wished I had been younger because I would have had more energy, more time, more effort with them. I love our family. I love spending time. so it really is to your benefit to have kids younger when you feel better about it, and biology supports that and so forth.
Mike Carter: Well, I'm starting to think about it as a grandparent now or a potential grandparent someday. And so it would be great if my kids, choose to do that. And that happens earlier. No pressure on them at all. but, I think about the time that I spent with my grandparents, and my mom and dad are alive, and the impact they've had on my kids. there's a Benefit to having multiple generations pouring, their love on your children, and encouraging them and giving an outside perspective with more experience that grandparents can give grandkids that make such an impact in their life. You don't realize that. And the more that gets pushed back, the more you lose that extra generation of wisdom.
Kevin Freeman: Yes. And Charlie nailed it when he said, get married young and have more kids than you can afford. He realized that affordability is what people see as the biggest challenge. but once you get in that mindset, well, I can only have kids if I can afford them, then you might never have kids. And that's bad for society, it's bad for us individually. But what is good is marriage. Marriage is good, and it's important. It's a biblical principle. And it's also important because you'll see kids don't go into poverty. If you get m. A high school diploma. If you get married before you have kids, your odds of being, in poverty are minuscule. Families that do it the right way. I get my high school diploma, and then I get married before I have kids. That. Which means from a biblical standpoint, because you can't guarantee there is no perfect, birth control. That means don't have sex till you get married, which is God's way, God's wisdom, then your odds of having success in life skyrocket. Much more important to do those things first rather than, to wait on having kids.
Mike Carter: Right, right. And I go back to, again, my lessons in life. I've had stable careers. I've had entrepreneurial careers that have had its ups and downs. And you always think that, well, I've got everything under control until the next thing happens. And then you're like, well, there goes that plan. And so you can always think, well, once I have all these things set, then I'm going to have kids. It doesn't matter. Life happens. Things are going to upset the apple cart, and you're going to survive, and you're going to be stronger as you get through that. And probably having family around you is going to make you even better.
One of our favorite Christmas movies is not your traditional one
Kevin Freeman: Okay, so I'm going to challenge people. we did a program on Christmas movies Marnie and I did on Economic War Room, and one of our favorite Christmas movies that we watch this holiday, it's not your traditional one. It's called Family Man. It's Nicolas Cage, Tia Leone, and here it is, a man and his girlfriend, and he's about to go off to London and take an internship and be in the financial world and all of that. And she begs him to stay. He chooses not to. He says, we'll survive this. They never get back together. He goes off and becomes a gazillionaire super wealthy, lives in the penthouse apartment and everything. And then one day he. He does a good deed for someone, and an angel says, okay, I'm going to return the favor. And he gives him a glimpse of what life would have been had he had a family. And it felt.
Mike Carter: He gets to run, like, a tire store or something.
Kevin Freeman: He hates it. He hates that job. He hates everything. But then he realizes how much more valuable and how much wealthier he was. And then the angel comes back and says, okay, that was just a glimpse. I'm taking you back. And he begs not to, but he ends up back with, watch that movie. Watch that movie and you will understand why family is much more important than money in a bank account. Much, much more.
Percentage of adults age 25 to 35 who have ever been married by ideology
All right, so conservatives get this. They did a poll of conservatives. Percentage of adults age 25 to 35 who have ever been married by ideology. In the 80s, it was 74% of men and 83% of women that were conservative were married. And 61% of liberal men and 75% of liberal women were married. Now, conservatives have, been married more. You go through the 80s, the 90s, 2000, 2010, and 2000s. Still, conservatives get married more than liberals, but they're still. A majority of conservative young people are married, but it's now a small minority of liberals. So that's why we saw this at Amfest.
Mike Carter: Conservatives continue those percentages. I mean, it's men, 57 conservative, 35% liberal. Women 60% conservative, 44% liberal. That's a big gap.
Kevin Freeman: It's a huge gap. And that gap has led to more, parents, conservatives, adults aged 25 to 35 who've ever had a. A child, with women, I'll, pull out, in particular, conservative women. 71% of them have had a kid. 40% of liberal women have had a kid. So family values, conservative values, that increases the likelihood that you will, have children.
Mike Carter: You know, I think there's something to just that ideology. As a conservative, you believe in, God, you believe in a higher purpose. You believe in these family things. And I'm not saying some liberals don't, but in general, they have a more, I think a depressing view of the world and what's going on and what they can control or we need government to help me. that sets a mindset up to, do I have a family or not?
Kevin Freeman: Yeah, no. And you can see it in the states. States with Trump voters have an increase since the year 2000 of child population by 7.3%. States with more Harris voters. So Democrat leaning states, they have decreased. It's literally a death cult. To believe to be selfish is a societal death cult because I can't afford children. So what do they do to make up for it? Well, let's do transhumanism. See if I can live for 180 years or whatever. Nothing wrong with long life. But I tell you, I, I would rather be a grandfather and see a great family than I would be a single lonely person living to 150.
Mike Carter: Yeah, yeah.
Kevin Freeman: So give it. Given those choices, and if you.
Mike Carter: Got that more liberal mindset, that's where this immigration comes in. Right. Where I'm not going to populate anything. Let's just bring other people in and they can do these, you know, some of these other tasks I don't want to do. For me, it's not about.
Kevin Freeman: That's the sixth trial by fire. We don't have enough babies, so we'll have to import workers pretty soon. You import so many that they take over your country. And I just saw this, I saw a gentleman in Germany posting. Germany is now ours. It's a Muslim nation. It's not yours anymore. We own it. We are the majority. And that's happening. We're seeing it around us here in America. maybe not in the AFR locations where you get American Family Radio. Well, maybe so. I mean, Dallas, Fort Worth, we're seeing it. We're seeing it in Dearborn, Michigan, which is the home of Ford Motor Company. As American as it gets. We're seeing it. I m. Love immigration. Immigration made this nation great. But I want immigrants who believe in the American dream, not immigrants who want to colonize us with what they believe.
Mike Carter: Right. And you look at that Muslim. The Muslims get it. I mean they're all about having as many children as you can.
Kevin Freeman: Oh yeah.
Mike Carter: but for a different ideology. Not a religious, but an ideology of this is how we're going to take over. as Christians, we're supposed to just be pro life and procreate and do things that God blesses.
Kevin Freeman: Oh yeah, yeah. And when you look at it, you see, that those who believe in the American dream, tend to be more conservative, have biblical values. They want marriage, they want families, they love babies. but this is a serious contrast. A, socialist nation's, tend to have more. China had a one child policy Communist nation.
Mike Carter: That didn't work out too well for them.
Kevin Freeman: Oh, it's going to crush China, in the coming decades. If they don't take control of the world and they don't export their people to other lands, they're going to die as a society. And it's very sad. We're going to have next week, on Pirate Money Radio, an interview with someone talking about China pre communism and how wonderful China pre communism was, was. And the Chinese people are wonderful people, but under the authoritarian boot of communism, it's destroyed their society. And in fact, it destroys wherever socialism goes. Look at Venezuela. Nobody wanted to have kids there because they saw no future and no hope. We need to give people a future and hope. That future and hope is Jesus Christ. And there's some biblical principles we can apply that make for life, liberty and the pursuit of happiness worthwhile.
Around the world we're seeing communism, socialism, globalism failing people
They've worked very well in America for 250 years. around the world we're seeing communism, socialism, globalism, all failing people. That's why we have this birth dearth. That's why people aren't having babies. We've got to get this back. And the only way to do it is to bring people back to the truth of Jesus Christ. We'll be right back.
Mike Carter: Pirate Money Radio helping you give, spend and invest in ways that align with liberty, security and values.
Kevin Freeman and Mike Carter compare free markets versus socialism in Venezuela
Welcome back with your host, Kevan Friedman.
Kevin Freeman: Yeah, and I'm joined by Mike Carter. And we were just contrasting free markets versus socialism. You know, when you see Maduro captured, you realize, he was captured because he was destroying his country. It wasn't really a country. It was a narco terrorist state masquerading as a country. But it wasn't working very well for the Venezuelans.
Mike Carter: No, no. And the contrast is so extreme, it's hard to believe that there's even a, socialist ideology. I mean, when I saw someone from a Russian diplomat the other day, said, you know, this has been tried and didn't work. so it's crazy. But yet that's the deception that happens when you don't have hope and you just grasp and say, okay, well, I've been working harder than ever. Nothing's working. So, yeah, I'll just wait for the comfort of government to protect me.
Kevin Freeman: Yeah. Well, what was it that Mamdani said? The warmth of collectivism.
Mike Carter: Yeah, I was trying to get. I couldn't remember the right words. That's what it was individualism that made the little bit of hair I haven't up top of my head Raise up again. It's like, what? So scary.
Kevin Freeman: And then he put the woman who put in charge of housing, who's out there saying, we're not going to let people own individual property. We're taking that away. And that's going to especially hurt you white people. And I. I'm paraphrasing it. That's what she said.
Mike Carter: Yeah. as a white woman.
Kevin Freeman: Yeah, that's what she said. All right, let's contrast. You see that?
Mike Carter: And it looked like she's in a house by herself as she was saying that.
Kevin Freeman: Probably so. Probably so. Do you see the. Well, because some animals are equal.
Mike Carter: That's right.
Kevin Freeman: but some animals are more equal. All animals are equal. But some are more equal than others. And she's among the pigs. Yeah.
Mike Carter: she probably needs a house still. Yeah.
Chart compares GDP per capita between Poland and Venezuela between 1931-2022
Kevin Freeman: All right, so Here's a comparison. GDP per capita, 1931-2022, contrasting Poland and Venezuela. They start off in similar circumstance. They both are getting, on Average, you know, $33,500, $4,000 a year in gross domestic product. then on an individual basis, and then Venezuela takes off, becomes one of the wealthiest societies in the world, vast oil reserves. And by the late 70s, early 1980s, the average Venezuelan is living at Western standards, above Europe, similar to the United States. It's a very prosperous country. And Poland, not so much.
Mike Carter: Yeah, you look at the contrast. I'm just looking at that chart now at 2000, what happened early, 2000s, we see a complete divergence there between Venezuela and Poland.
Kevin Freeman: Well, you can see the change actually happened where Poland stopped going down. And if you tag that, that's when the wall fell in Germany. That's when the Berlin Wall went away. And that was in 1992, something like that. And then it went. It's gone straight up since then. When they've adopted capitalism, that's going up.
Mike Carter: Kind of like gold prices when I look at that chart there.
Kevin Freeman: And then now look at where the peak in 2006 is when, about Chavez stole his election. And that's when, you know, because it flattened out in Venezuela and then it started falling through the floor. That is with the Maduro Chavez, control of their nation, where socialism became communism and they really took over. You see that contrast. So the average income in Venezuela is a little over $5,000. And the average income in Poland is almost 35,000, seven times as much. They started out the same. Venezuela got a big head start. And yet Poland, when they adopted free market principles, passed them yeah, well.
Mike Carter: No question which economy I'd rather live in. And then you had massive hyperinflation in Venezuela, so 80m, I don't know.
Kevin Freeman: Thousands of percent.
Mike Carter: So imagine living in that, and what that does. And then we see complete disruption of the oil business. Their prime cash cow that was helping prop up, they let that run down and dictatorship after dictatorship.
Kevin Freeman: So it's, that's a very one off story. It doesn't happen any place. Like if they're very different people, the Polish and the Venezuelans, like you could never see that same story in Korea for example, where the north had communism and the south had free markets. You'd never see any difference there because they're all, you know, we had Mina Kim here and she said all of the advantages go with the North. The climate, the geography, the technology, the minerals, everything is beneficial to the North. And yet you look at a satellite image of North Korea versus South Korea and you can see there is very few dots of light in North Korea at night. And South Korea is lit up like a Christmas tree.
Mike Carter: Do you want to live in the dark or do you want to live in the light? I'm going to choose the light. Kevan.
Kevin Freeman: Choose light.
Mike Carter: Probably a different kind of light, but yes, we're going to choose that light. The light.
Kevin Freeman: Yeah, but South Korea's going the wrong way right now and Mina Kim is trying to bring it back with build up Korea. But yeah, they're going the wrong way. And this is the problem. It is what Alexander Fraser Tytler, explained in 1776. He says freedom works until people learn they can vote themselves largesse from the public treasury. When people feel like they don't have a future and a hope to build them for themselves, they vote in socialism. It's happened in NewSong York just now. And that's how prosperity, which is abundance, begets selfishness. And that selfishness leads back to bondage.
Mike Carter: Yeah, let's look at that chart a little bit. It goes bondage to spiritual faith, to courage, liberty, abundance, selfishness, complacency, apathy, dependence and back to bondage. Where do you think we're at in the US right now?
Kevin Freeman: Well, in NewSong York they're going back into bondage. Dependence on bondage. Right now here's the. We will replace the frigidity of rugged individualism with the warmth of collectivism. Hey buddy. The frigidity of rugged individual won. The west built America. That's where the greatness of America came from. God doesn't deal with us on a collective Base. Hey, I'm going to heaven because I'm a member of this group. No, it doesn't work that way. it's an individual responsibility. We're individuals who have families. I'm sorry, Zoram Dami. I will pass on that. So the answer we need more, not less, individual liberty. We need education to pass that liberty to the next generation. And that's what Turning Point USA was doing, educating young people to pass it on to the next generation. Third one, and I'm, getting into your area here. Real money that holds its value. We need that, too.
Mike Carter: Transactional gold fair weights a measure. And I tell you, Kevan, very excited where we're going legislatively this year. We've got, multiple states that are already filing and, feel, like we've got set, up for another very successful year. And the states that have passed it last year are now moving into implementation so that, Texas and Florida, Louisiana, Missouri, Arkansas, all starting to say, okay, now we've passed it. How do we make this happen?
Kevin Freeman: We see legislation about to be filed in Kentucky today and other. We're going to Idaho and Utah. And, yeah, it's exciting.
Glint provides access to gold and silver for modern spending
All right, so support for this program comes from Glint. It's a financial technology service offering a debit card mobile app that enables users to access their gold holdings for everyday purchases. With Glint, users maintain ownership of allocated physical gold, which is stored in a managed vault. At the time of a transaction, gold is sold in real time to cover the purchase amount in local currency. Glint offers an alternative way to store and use the value. Combining gold and silver both with modern payment infrastructure, Glint clients can monitor their gold or silver balance, view transaction history, and manage their account through the Glint app, available on major mobile platform. More details about how vaulted physical gold and silver can be used as money are [email protected] Gold247 Again, that's glintpay.com Gold247 Glint providing access to gold and silver for modern spending. And that's, People seemed very interested. We had little rounds that we passed out. People said, I want that. And I watched several people sign up to get it because they wanted to buy some silver before the holidays.
Mike Carter: Yeah. And we had a listener I talked to just yesterday who called up, said, hey, tell me a little bit more. How about this work? So I've never bought gold or silver before. I understand what it is. American, family radio. If you're on American Family Radio, I trust people on American Family Radio. And I'm going to. This is My first move into purchasing gold and silver, I want to do this and just want to make sure I understand the process. So he signed up and was going through the process. But it's great to be part of the American Family Radio Network and just helping people understand there are options out there.
Kevin Freeman: And it's helpful that Glenn, has supported us in that. There's no question about it. but this whole economic justice idea that was inspired, by Charlie Kirk. Ah, you can learn more about economic justice [email protected]. and I think the people that we met embraced this concept. They loved arc.
Mike Carter: They did, they did. We had people start to sign up. We got the QR code. so young people especially said, wow, this is cool, I want to be a part of this. and so this is, I think another one of those. This might be our next movement that much like we've been working transactional gold and silver, I think between SCAN and Economic Justice Board, things that are needed today, they're going to move the needle, that protect liberty, security and values and really give real solutions to Gen Z and what they're looking for out there.
Kevin Freeman: Well, it's because of you, Mike, and our team, Ben, Lori, Marnie and others that we've been able to take these ideas and implement them. And ARK is a great idea. It's affordability. ARK stands for A affordability R reward and K kindness. And the church is supposed to do this. We're supposed to help people. affordability means if you've got sound weights and measures, if you have fair money, then things are more affordable. And so you don't opt out, you say, I can have kids because it's more affordable. Reward, means that the harder you work, the more you're rewarded. And that's what free markets are all about. It's the opposite of socialism. And kindness is our challenge to the church. We need to be out there and giving young people a leg up. You help them. If you've got some, money socked away and you see a brother in need, you're required biblically to be a cheerful giver and go support them. Why not help young people who want to start families, encourage them, mentor them. That is the role of the church. And we've not been doing it and said, we saw the government can do it. They'll stick a gun in my face, face and demand I, pay taxes every April 15th. And they'll take the majority of that money and then give it to somebody else. And there's a lot of graft and corruption and misspending that goes on through that process.
Mike Carter: Oh, Mamdani wants to do it with the warmth of collectivism.
Kevin Freeman: The warmth of collectivism.
Mike Carter: And that's the recipe for failure.
Kevin Freeman: It's the recipe for communism is what it's the recipe for, which is failure.
Mike Carter: Yep. Yep.
Kevin Freeman with Mike Carter discuss real gold and silver as money
Kevin Freeman: All right, so stay tuned. we can't skip over the power of real money. we talk about it in the book Pirate Money, and we've got a victory edition coming out in a few weeks. Victory in five states in 2025 and more for 2026. We're talking about real gold and silver you can use as money. You can learn [email protected] look, if you've got questions, if you got prayer needs, if you got comments, email [email protected] and Happy NewSong Year. Pray for America. It's to return to God's principles. Listen wherever you get your podcasts, whether it's Apple, Spotify, or so forth. This is Kevan Freeman with Mike Carter for Pirate Money Radio.
Kevin Freeman: I haven't broken any New Year's resolutions
Kevin Freeman: All right, the new year is upon us. I've caught myself more than once writing 2025 on checks and notes, but we're now more than a week into the NewSong Year and when this airs on Saturday, so let's celebrate. We're just enough into the NewSong Year that I haven't broken any of my resolutions. Well, maybe, sort of. No, I don't think. I think I'm good.
President Trump sent Delta Force into Venezuela and captured Nicolas Maduro
so last week, we learned that President Trump sent Delta Force into Venezuela and captured Nicolas Maduro. Most Democrats have thrown a fit. Overall, though, it seems like a great thing for the world. Maduro stole his election, and he was leading a narco terrorist drug cartel, masquerading as a nation. Venezuela, once prosperous, had become a Third World country, entertaining the worst that the world has to offer. China, Russia, Iran, Hamas, Hezbollah were all operating there, as well as very dangerous drug cartels. I can only imagine the intelligence that President Trump was given that caused him to act. this has serious implications for the world as we know it.
Mike Carter joins us to discuss Venezuela and other news stories
So joining me today, my friend and colleague, the incomparable Mike Carter. Welcome, Mike.
Mike Carter: Hey, great to be here. Happy NewSong Year, Kevan. and, yeah, resolutions. I'm still on track with that, so that's good news. And what a way to start the year off, though, with this Venezuela thing. And you've been talking and connecting some of these dots prior to this, but to see someone just taken out of their bed like that, Unbelievable.
Carter: The response at Amfest was overwhelming
Kevin Freeman: And yet, before we jump into that, I want to ask, how were the holidays for the Carter family?
Mike Carter: Good. Action packed. But we had some good family time together. you know, we were, together at amfest, you and I and Marnie, and that was, nonstop with some of our big new initiatives. I think I finally got my voice back because the voice was so hoarse, talking to so many people about the big ideas that are happening here at the economic war room.
Kevin Freeman: Yeah, well, you still have your good looks even when the Voice is gone, but, yeah, no, I get that Amfest is a beating because it's high energy and it's right before Christmas. And so we all, you, me, Marnie, we all went to Phoenix. We. We worked a booth, we handed out thousands of books.
Mike Carter: Oh, Russell, in the back here, was cranking out all kinds of, brochures and handouts as we launched this concept. And, I tell you, the response we got was overwhelming. The response that was at Amfest, was encouraging. I mean, record numbers of people. And it was just nonstop, through the exhibit hall.
Kevin Freeman: There it was. And the spirit of Charlie was everywhere and people were remembering him in an honorable way. But it was more young people than I think we've ever scene. I mean normally it's half and half. Here it was like 80% young people, which was great to see all the.
Mike Carter: Way down to nine year olds. And I was talking pirate money up at, lunch and this little nine year old overheard the conversation and his mom, she said, I know exactly what he's talking about, mom. And he passed the gold test. What's going on at the Fed and everything else. And I said, you got to go down and get Kevan Freeman's autograph. So I think he came down to see it.
Kevin Freeman: I remember that was great.
SCAN and Economic Justice Board launched at Amfest to promote economic justice
So what messages resonated? I know we had two primary M messages. SCAN and Economic Justice Board. How do people respond to scan?
Mike Carter: Well, SCAN is literally, you know, we're living in this Western saving, Western Civilization world right now. And the, Saving Civilization Action Network, SCAN S C A N is about bringing awareness on what's really going on with those, what's going on with the communist and the globalist, radical Islam, the greed and traitors within. Things that we've been talking about for years now in Economic War Room, but things that you're really laying out in your new book that's coming up here in a fantastic way, it's exciting to see, people starting to connect those dots, understand what's really happening, and now have a organization launching, that was part of Charlie's vision to say, how do we do this? How do we do this?
Kevin Freeman: It really was, scan, if you want to learn more, you go to scanHQ. And then of course, we also unveiled the Economic Justice Board. I don't know that this was specifically. Charlie did not ask me to start this like he did scan, but it is in the spirit of Charlie Kirk.
Mike Carter: It was. And the spirit of Kevan Freeman. I like your, ARC acronym. Why don't you walk through what that's about? Because when we shared this, especially with the youth that were there, there was an excitement like, yeah, I want to be a part of that. And we've got, you know, Dr. Carson potentially coming on board as part of that. And, Mia Kim and other influencers that say, this is what's needed for today.
Kevin Freeman: Well, SCAN is about economic justice. Economic justice, by the way, is God's Term, it's not man's term. and the left has tried to co opt it, like they have stolen so many other things, including the rainbow. but the economic justice is about, having upward mobility. The average person feels like there's no upward mobility. There's no on ramp to the American dream. if you have to wait to age 40 to buy a house, if you see the wealth gap widening, if you're saddled with student loans, if inflation is driving up prices so you can't even go out with your friends for a cheeseburger, then you're feeling locked out. And that's how Zoran Mamdani, won the mayoral race in NewSong York. He appealed to young voters. In fact, I've got it here. Young voters power Mamdani's victory in shaping key 2025 elections. they updated their analysis because they found that the turnout of the Youth voter was 28%. They'd originally expected it to be 19%, which is shockingly high compared to history. Like, you go to Boston's mayoral election and it might be a 2 to 3% turnout for those under the age of 30. Here at a mayoral election, it 28%. And the vast majority voted for socialism.
Mike Carter: Yeah, something was motivating them to come out. And I guess that's free bus rides, lower priced groceries, affordable housing.
Kevin Freeman: Yeah. For like, rent control on housing, which is devastatingly bad going forward. But it looks good at first. All right, to be clear, we didn't see any young socialists at Amfest. They were all young believers in free markets. But we did meet a lot of young people interested in economic justice. And you can't blame them. They're facing injustice economically and they're wondering about their money. And, there are only three things you can do with your money. You can give it, you can spend it, or you can invest it. Here at Pirate Money Radio, we work to explain solutions that support all three areas in a way that promotes liberty, security and values. Patriot Mobile. It's a mobile phone company. They support our Pirate Money Radio program. Patriot Mobile uses US carriers, including AT&T, Verizon and T Mobile. They operate on both Apple and Android phones. More information about the economic War Room, our sister show. And Patriot Mobile is [email protected] AFL that's PirateMoneyRadio.com AFR.
Economic justice board idea started after Nixon left gold standard
Mike Carter: You know, Kevan, you talked about economic justice board, and we're not about just saying, okay, we're going to create this board and have this idea and sit around and Talk ideas. We're talking about real action steps, real solutions to, giving, especially Gen Z that hope and vision again out there. And so that's what's exciting about this, the pieces you're putting together, the solutions that do exist out there. But we've got to get the right people on board, build the right teams, to really make sure it becomes actionable and not just another idea that sits on the shelf.
Kevin Freeman: Well, and here's the shocking thing. I mean, as I was researching for my next book, the Four Horsemen of the American Apocalypse and her six trials by Fire, I found out that the four Horsemen, which we label as red, Communism, Greene Islams, Islamisms, blue globalists and yellow, our own traitors inside America. Those four Horsemen all launched, they all left the gate in the early 1970s with inflation and stagnation coinciding with Nixon leaving the gold standard. And he did that because Johnson had the War on poverty, Johnson had the Vietnam War. He was spending massive amounts of government dollars. They were taxing it, but it was also threatening the dollar. So Nixon leaves the gold standard and says, guess what? We're gonna institute wage and price controls. Which is the same thing Mamdani's talking about doing in NewSong York at the housing level.
Mike Carter: Yeah, sounds like, another idea destined for failure. It is, but you found the dots. I mean, it gets back to kind of my favorite topic. fair weights and measures. Transactional gold and silver. We got off gold and silver. And that had wide ranging geopolitical impact and economic impact.
Kevin Freeman: Yep, absolutely did. When we left gold and silver, the first thing Nixon did is he went to China and he said, start making stuff for us cheaper so we can afford and cut inflation back. The next thing, he went to Saudi Arabia and he said, hey, you price all your oil and dollars and prop up the US Dollar and we will support you. And they made a lot of money. And Nixon wanted that money reinvested in US Treasuries, but they also used it to export Islam around the world. And they funded mosques around the world. And then the World Economic Forum emerged, as did the epa. At that very same time period, Wall street shifted from investing in companies that build and employ people to making money from money. It's like a Ponzi scheme. It's like financialization. And one major outcome has been a wealth gap and an affordability crisis. All of this came when we abandoned the gold standard. All right, when we come back, we're going to talk about six trials by fire, how they're Intertwined, how they feed off each other and what we as Americans can do to get the country back on track.
Mike Carter: Four horsemen of American Apocalypse released when we abandoned gold standard
Mike Carter: Welcome back to Pirate Money Radio with your host, Kevan Freeman.
Kevin Freeman: And I'm joined by the great Mike Carter. And we were talking about the four horsemen of the American Apocalypse, how each of them was released when we abandoned the gold standard. If you want a biblical basis for that, go to Luke, chapter 16, verse 11. It says, if you're not faithful with your unrighteous mammon, no one will trust you with true riches. Well, this country has been blessed with true riches. We've been blessed with family. We've been blessed with prosperity. We've been blessed by adhering to Christian truths and principles as one nation under God. But when we abandon gold and silver, as backing for our money, first in 1933 and then again in 1971 when Nixon left gold convertibility.
Mike Carter: When.
Kevin Freeman: What did that mean? It meant that our money was unhinged. It was no longer connected to something solid. And when it's not connected to anything solid, what that means is that we have unjust weights and measures. Rich people get richer, poor people get poorer, creating economic injustice. And I was just talking about, beginning the six trials by fire, which will be in the next book. And the first one of those, once we became unhinged from gold, then Congress could spend all they wanted to and they just print more, make more. Federal Reserve just buys that debt with fake money, and that has created the trial by fire, number one, the debt bomb. And, Mike, did you see there was an announcement less than a week ago. We just passed $38.5 trillion in our debt. And so I pulled it up a couple of days ago, and it's $38,570,000,000,000. Boom. 570 billion. Not just half a trillion, not 500 billion. It jumped 70 billion more dollars.
Mike Carter: You predicted we would soon be at 40. So, it's trending right up there.
Kevin Freeman: I want to be wrong one of these times.
Mike Carter: Yes, yes. it's.
Kevin Freeman: I'm wrong about so many things. Why can't I be wrong about this one?
Mike Carter: What was the debt back in 2000?
Kevin Freeman: Oh, my gosh. When Bush left, it was under 10. It was like under 10 trillion. It's grown, it's quadrupled every 20 years or so. That's the trajectory that we're on.
Mike Carter: It's frightening and it's not sustainable. And that wealth gap that we talked about earlier is what's causing 28% of that gen Z movement in NewSong York to vote for socialists. Because, like, well, I don't see any way out of this thing.
Kevin Freeman: Yeah, no, that 28% was. That was their turnout. Normally they turn out 2%, 3%, 28% turnout. And the vast majority voted for socialism. They love it. All right, so here's how it works. Trial number one is the debt bomb. Trial number two, that creates a dollar crisis. And other nations want to take down our currency. And we've experienced that. The government's response, okay, our pushback is to create central bank digital currency, which is the government's answer to unlimited money that no one can question. You have to take it and they can control it, which creates that wealth gap that we're talking about. And it's called the Cantillon Effect. Federal Reserve has marked it right here. I've got in front of me a chart. Total net worth of the top 1/10 of 1% going up in tandem over with the increases in the money supply as they print new money. But the bottom half, the average American, so you just take the average American and less. And that bottom half, they don't gain ground when we print money, they lose ground. And you see it in Federal Reserve data, which creates the next trial by fire. And by the way, if you want to learn more about any of these shows, go to economicbore room.com. that's where you can learn more. And you can see shows I've done on each one of these trials.
Mike Carter: And we have multiple economic battle plans. So with each show, there's a batt that links. This gives backup support data. links. it's easy to share with your friends, have conversations. you know, here on the radio, you remember maybe 4 or 5% of it. You get a chance to read it.
Kevin Freeman: Your comprehension goes up, and it's free. And if you want to learn more, economicwarroom.com.
The median age at first, um, marriage from 1890 to the present ranged
all right, so that leads to demographic destiny, which is what we're going to talk about a little bit here today. The median age at first, marriage from 1890 to the present ranged from 20 to 22 from 1890 to 1971. And then something changed for women. They would get married about age 20 to 22. now it is age 29.
Mike Carter: Wow.
Kevin Freeman: It was at the end of 2019. It was 28, but it's gone to 29. So what does that mean, Mike? You've been in the housing business. What does that mean? why would people delay marriage? Well, one of them, I want to get a good living situation, and I want to get A house.
Mike Carter: Before I start a family, I want to be able to make sure I have a house. I want to be able to provide for my family. So I got to get my career started. And you have a dual path with both men and women doing that. but you know, if you're not seeing that wage increase or you're not able to afford a home, you become, well, let me work a little bit more and then I'll have something, then I can get married and do these things. So as we push down that further and further down the path, we're seeing, you know, what's happened in the housing industry. People have said, well, the money is going to be in the luxury home, the higher priced homes. Those people have money. So we're going to build to that. Affordable homes. There's not any money in that. People can't afford really anything in there. So you're not seeing the growth in the home building in that price range. People are looking at seeing how do we do that now. But that's been a symptom of what's going on with other politics and economic issues here.
The average American first time home buyer is 40 years old, according to Fortune
Kevin Freeman: If you were building first, time homes, what, age were you targeting 20 years ago? Who would you think would buy a home?
Mike Carter: I mean, I bought my first home when I was 26. I think that was pretty common amongst my peers and friends out there.
Kevin Freeman: I was looking to buy a home when I was 26.
Mike Carter: So you know, now, you know, but you know, the prices were affordable. we didn't have the massive inflation. So an average house back then was still probably under $100,000 depending on what market you lived in. Yeah, so it was affordable.
Kevin Freeman: You and I were in Tulsa and it was pretty inexpensive.
Mike Carter: Yeah, I bought right after the oil bust, so I got a good deal on a house at the time. but now you see 400,000. I mean that was like the move up luxury homes for us.
Kevin Freeman: Oh yeah.
Mike Carter: And and now that's the starting point. So that recalibrates As a young adult, what do I do? How do I make that happen? Or I can't say, you know what, I'm going to go with this. I'm going to try the socialist thing. Give me, give me some other option.
Kevin Freeman: Do you think that, I mean, Fortune magazine has it here, it's from November of last year. It says housing affordability crisis so bad, the average American first time home buyer is 40 years old.
Mike Carter: Yeah, that number surprised me. That seems a little old to me. But you Know, they got some data that, that supports that, and maybe in some markets that's the case. That's the case. And if that is the case, it's very concerning.
Kevin Freeman: Why? Because, that means you're going to get married later, which we already talked about. You're going to wait till you're 29. You know, the average woman, waits now 37 months after marriage before having a kid. So you get married at 29. That's the average marriage rate. Now you're talking 33 before you'll have a baby. Well, ask someone that is in the business of helping women have babies. Oh, my gosh. From 20 to 30, they're very fertile. It's very easy. You get 33 and older, which is the average. Now, man, you are talking about a very difficult and challenging approach to childbirth.
Mike Carter: Yeah. And that impacts population. So that's why you see fewer and fewer births out there. It's affordability. Do I have room at home for another child? You know, let alone the genetic pieces of it?
Kevin Freeman: Oh, yeah, you think about that. When, women were getting married 20 to 22, they would wait one year before they had a kid. And so you're talking about having babies at 23 or 33. It's more challenging. I'm not saying that it's a bad idea. We had kids when I was in my 40s. Marnie, is younger. I'm not saying it's a bad thing. I'm just saying for all of society. It's a troubling thing. Now, we had two kids, and you have two kids. we're essentially replacing ourselves. Next generation, you and your wife and me and my wife, we've replaced ourselves. But, you know, the average birth rate in the United States is now like, 1.6, which means we're not replacing ourselves. That's a little scary.
Mike Carter: Yeah. Yeah, it is. I mean, I remember when I was a kid, mom and Dad, I remember them talking about, does, should he have another brother or sister? I have one brother. Dad's rationale was when you go out to restaurants, there's booths, there's four people. It's harder to get a table, that kind of thing. It wasn't about the house. We had room in the house. but it was simple. Things like that. I think Charlie Kirk had it right, even in hindsight. Now, as I'm older and look back, I held back until I thought, man, when I got my career and I've got everything economically, then I'll do this. I thought it was the prudent thing to do. And in hindsight, you know what, life goes in stages. You can be as prepared as you want to be. You don't know what's going to come around the next financial cliff or whatever. So enjoy life, understand what's important. And, family is what really is important.
Kevin Freeman: Well, you know, more than actually now, a, century and a half ago or so, the average woman would produce five to six, seven kids. then as we prospered as a society, we began to plan a little more, and that's a natural thing. And then we had a great depression and the birth rate fell off. I can't afford more kids. And then we had a world war where we sent a lot of American men overseas. And so marriages, you don't know if your husband's coming home. After the war ended, there was a baby boom and the birth rate stabilized. In fact, it got up to almost four kids per woman. and that was true until we left the gold standard and we had prosperity, we had little inflation, we had, this is good. And we were restoring our society again. And then we made a severe change and it's dropped from there. Almost four kids per woman to now 1.6. And why? Washington Post, they did a survey. This is November of last year.
Seven in 10 Americans say raising children is too expensive, survey finds
Raising kids is too expensive, most Americans say in a near survey, seven in 10 respondents said raising children is too expensive. A notable jump from 2024 in one year. The last year of the Biden administration, people started abandoning having kids. It's very frightening. Now, who can blame them? This was put out by the USDA, in 2016. So 10 year old data, it said the cost of raising a child is 233,610.
Mike Carter: Yeah, and I'm guessing that's not including college.
Kevin Freeman: it includes a fractional college. So it includes, not everybody goes to college, but it doesn't include some level of college. So it's in there, but it doesn't include the full cost that you and I have borne for our kids. Because you can run up.
Mike Carter: I mean, I think you're gonna easily run up to half a million per kid today as you include college stuff in there.
Kevin Freeman: Well, that was ten years ago. they did an update on that and they say it's now $320,000 or $30,000 now. It's up $100,000 since then. so, yeah, and here's another article. surging housing prices and shrinking apartment sizes are leading to fewer babies. It was true that people said, okay, we can't start our family in a home. We can't afford it. So we'll just get a bigger apartment. Now even that's become unaffordable, and they're shrinking the size of apartments. And there's this.
Mike Carter: And you look at what apartments cost. And if I'm trying to save up for a deposit to buy a house, I mean, that is another limitation, because apartment costs have gone up as well.
Kevin Freeman: And your dollar is depreciating every year. Low, inflation, it depreciates 2 to 3%. High inflation depreciates 8 to 10%, like we saw during some of the Obama years. And so you're trying to save, and you're just running on a treadmill. It's like a gerbil on a treadmill. You're not going anywhere. Yeah. So this is the challenge for American families. There is an issue of economic justice that they're dealing with, and we saw that at amfest. People want the American dream. They're just not sure they can afford it. That's why the Economic Justice Board was reaching so many people. All right, Mike, we'll take another break. When we come back, we'll go back to Amfest. We'll talk about Charlie Kirk and true economic justice.
Mike Carter: Pirate Money Radio, helping you give, spend, and invest in ways that align with liberty, security, and values.
Mike Carter: Having children is the most wonderful experience in the world
Welcome back with your host, Kevan Freeman.
Kevin Freeman: Hey, Mike. I think this is the first time I've seen you since amfest. We've got Mike Carter here, co host of Pirate Money Radio. We didn't get to see each other over the holidays. We each went our separate directions a little bit, but Am Fest, we spent a lot of time together talking to young people.
Mike Carter: We didn't get to see each other much there. We were so busy. you were doing all kinds of, news interviews, with other influencers out there. And then we were just so busy bombarded with people saying, tell us more about what Pirate Money is. Tell us more about SCAN and, Economic Justice Board. So it was a great experience, and glad to see so many people are capturing Charlie's vision of, how do we really build America and the principles that we are founded upon to create true happiness.
Kevin Freeman: Yeah, no, these are a bunch of young people that loved this country, that love people that believe in God and that want marriage and family, which is very exciting because, you see, in NewSong York, I imagine they're abandoning marriage and family. I watched the show Friends, in the 90s. I remember that. And then I caught a couple of episodes recently. And really they still wanted to find the right person and get married and have families. And that's how the show kind of wraps up. They, go through their young person journey. Now they go through their 20s, single, and then in their 30s, married and family. And that's kind of what we're seeing. But we saw people younger than that wanting kids.
Mike Carter: Oh, yeah, yeah. And families coming together. I mean, it was kind of fun to see moms and dads with their kids going through the amethyst experience together and, you know, believing and raising young, adults around the principles that Turning Point has out there.
Kevin Freeman: Liberty, security, values, what we describe them as. But here I've got. This is fun because this is, the, amac, the association of Mature American Citizens, which is an alternative to, aarp. and, in it, here's a guest column, America Must Choose, M. MAGA or Mamdanism, written by none other than Charlie Kirk. And it was submitted prior to the tragic events of September 10th. It's in loving memory of Charlie Kirk. And it's a great issue. But he explains, we can go and make America great again. And one of the ways that he recommended, he put it out on a post on X. He said, more people should get married young and have more kids than they can afford. That's powerful.
Mike Carter: It is. And so unconventional to what you hear people say out there, whether they're financial planners or anything like that, or, you know, just to yourself, like, well, I want to be responsive. I want to make sure I can support my family as a father and a husband. and so you tend to think, no, once I have everything ready, then I'm ready for this next thing.
Kevin Freeman: for personal circumstances, not from desire. I delayed having kids until much later in my life than most people. But I can tell you, having children is the most wonderful experience in the world. And I wished I had been younger because I would have had more energy, more time, more effort with them. I love our family. I love spending time. so it really is to your benefit to have kids younger when you feel better about it, and biology supports that and so forth.
Mike Carter: Well, I'm starting to think about it as a grandparent now or a potential grandparent someday. And so it would be great if my kids, choose to do that. And that happens earlier. No pressure on them at all. but, I think about the time that I spent with my grandparents, and my mom and dad are alive, and the impact they've had on my kids. there's a Benefit to having multiple generations pouring, their love on your children, and encouraging them and giving an outside perspective with more experience that grandparents can give grandkids that make such an impact in their life. You don't realize that. And the more that gets pushed back, the more you lose that extra generation of wisdom.
Kevin Freeman: Yes. And Charlie nailed it when he said, get married young and have more kids than you can afford. He realized that affordability is what people see as the biggest challenge. but once you get in that mindset, well, I can only have kids if I can afford them, then you might never have kids. And that's bad for society, it's bad for us individually. But what is good is marriage. Marriage is good, and it's important. It's a biblical principle. And it's also important because you'll see kids don't go into poverty. If you get m. A high school diploma. If you get married before you have kids, your odds of being, in poverty are minuscule. Families that do it the right way. I get my high school diploma, and then I get married before I have kids. That. Which means from a biblical standpoint, because you can't guarantee there is no perfect, birth control. That means don't have sex till you get married, which is God's way, God's wisdom, then your odds of having success in life skyrocket. Much more important to do those things first rather than, to wait on having kids.
Mike Carter: Right, right. And I go back to, again, my lessons in life. I've had stable careers. I've had entrepreneurial careers that have had its ups and downs. And you always think that, well, I've got everything under control until the next thing happens. And then you're like, well, there goes that plan. And so you can always think, well, once I have all these things set, then I'm going to have kids. It doesn't matter. Life happens. Things are going to upset the apple cart, and you're going to survive, and you're going to be stronger as you get through that. And probably having family around you is going to make you even better.
One of our favorite Christmas movies is not your traditional one
Kevin Freeman: Okay, so I'm going to challenge people. we did a program on Christmas movies Marnie and I did on Economic War Room, and one of our favorite Christmas movies that we watch this holiday, it's not your traditional one. It's called Family Man. It's Nicolas Cage, Tia Leone, and here it is, a man and his girlfriend, and he's about to go off to London and take an internship and be in the financial world and all of that. And she begs him to stay. He chooses not to. He says, we'll survive this. They never get back together. He goes off and becomes a gazillionaire super wealthy, lives in the penthouse apartment and everything. And then one day he. He does a good deed for someone, and an angel says, okay, I'm going to return the favor. And he gives him a glimpse of what life would have been had he had a family. And it felt.
Mike Carter: He gets to run, like, a tire store or something.
Kevin Freeman: He hates it. He hates that job. He hates everything. But then he realizes how much more valuable and how much wealthier he was. And then the angel comes back and says, okay, that was just a glimpse. I'm taking you back. And he begs not to, but he ends up back with, watch that movie. Watch that movie and you will understand why family is much more important than money in a bank account. Much, much more.
Percentage of adults age 25 to 35 who have ever been married by ideology
All right, so conservatives get this. They did a poll of conservatives. Percentage of adults age 25 to 35 who have ever been married by ideology. In the 80s, it was 74% of men and 83% of women that were conservative were married. And 61% of liberal men and 75% of liberal women were married. Now, conservatives have, been married more. You go through the 80s, the 90s, 2000, 2010, and 2000s. Still, conservatives get married more than liberals, but they're still. A majority of conservative young people are married, but it's now a small minority of liberals. So that's why we saw this at Amfest.
Mike Carter: Conservatives continue those percentages. I mean, it's men, 57 conservative, 35% liberal. Women 60% conservative, 44% liberal. That's a big gap.
Kevin Freeman: It's a huge gap. And that gap has led to more, parents, conservatives, adults aged 25 to 35 who've ever had a. A child, with women, I'll, pull out, in particular, conservative women. 71% of them have had a kid. 40% of liberal women have had a kid. So family values, conservative values, that increases the likelihood that you will, have children.
Mike Carter: You know, I think there's something to just that ideology. As a conservative, you believe in, God, you believe in a higher purpose. You believe in these family things. And I'm not saying some liberals don't, but in general, they have a more, I think a depressing view of the world and what's going on and what they can control or we need government to help me. that sets a mindset up to, do I have a family or not?
Kevin Freeman: Yeah, no. And you can see it in the states. States with Trump voters have an increase since the year 2000 of child population by 7.3%. States with more Harris voters. So Democrat leaning states, they have decreased. It's literally a death cult. To believe to be selfish is a societal death cult because I can't afford children. So what do they do to make up for it? Well, let's do transhumanism. See if I can live for 180 years or whatever. Nothing wrong with long life. But I tell you, I, I would rather be a grandfather and see a great family than I would be a single lonely person living to 150.
Mike Carter: Yeah, yeah.
Kevin Freeman: So give it. Given those choices, and if you.
Mike Carter: Got that more liberal mindset, that's where this immigration comes in. Right. Where I'm not going to populate anything. Let's just bring other people in and they can do these, you know, some of these other tasks I don't want to do. For me, it's not about.
Kevin Freeman: That's the sixth trial by fire. We don't have enough babies, so we'll have to import workers pretty soon. You import so many that they take over your country. And I just saw this, I saw a gentleman in Germany posting. Germany is now ours. It's a Muslim nation. It's not yours anymore. We own it. We are the majority. And that's happening. We're seeing it around us here in America. maybe not in the AFR locations where you get American Family Radio. Well, maybe so. I mean, Dallas, Fort Worth, we're seeing it. We're seeing it in Dearborn, Michigan, which is the home of Ford Motor Company. As American as it gets. We're seeing it. I m. Love immigration. Immigration made this nation great. But I want immigrants who believe in the American dream, not immigrants who want to colonize us with what they believe.
Mike Carter: Right. And you look at that Muslim. The Muslims get it. I mean they're all about having as many children as you can.
Kevin Freeman: Oh yeah.
Mike Carter: but for a different ideology. Not a religious, but an ideology of this is how we're going to take over. as Christians, we're supposed to just be pro life and procreate and do things that God blesses.
Kevin Freeman: Oh yeah, yeah. And when you look at it, you see, that those who believe in the American dream, tend to be more conservative, have biblical values. They want marriage, they want families, they love babies. but this is a serious contrast. A, socialist nation's, tend to have more. China had a one child policy Communist nation.
Mike Carter: That didn't work out too well for them.
Kevin Freeman: Oh, it's going to crush China, in the coming decades. If they don't take control of the world and they don't export their people to other lands, they're going to die as a society. And it's very sad. We're going to have next week, on Pirate Money Radio, an interview with someone talking about China pre communism and how wonderful China pre communism was, was. And the Chinese people are wonderful people, but under the authoritarian boot of communism, it's destroyed their society. And in fact, it destroys wherever socialism goes. Look at Venezuela. Nobody wanted to have kids there because they saw no future and no hope. We need to give people a future and hope. That future and hope is Jesus Christ. And there's some biblical principles we can apply that make for life, liberty and the pursuit of happiness worthwhile.
Around the world we're seeing communism, socialism, globalism failing people
They've worked very well in America for 250 years. around the world we're seeing communism, socialism, globalism, all failing people. That's why we have this birth dearth. That's why people aren't having babies. We've got to get this back. And the only way to do it is to bring people back to the truth of Jesus Christ. We'll be right back.
Mike Carter: Pirate Money Radio helping you give, spend and invest in ways that align with liberty, security and values.
Kevin Freeman and Mike Carter compare free markets versus socialism in Venezuela
Welcome back with your host, Kevan Friedman.
Kevin Freeman: Yeah, and I'm joined by Mike Carter. And we were just contrasting free markets versus socialism. You know, when you see Maduro captured, you realize, he was captured because he was destroying his country. It wasn't really a country. It was a narco terrorist state masquerading as a country. But it wasn't working very well for the Venezuelans.
Mike Carter: No, no. And the contrast is so extreme, it's hard to believe that there's even a, socialist ideology. I mean, when I saw someone from a Russian diplomat the other day, said, you know, this has been tried and didn't work. so it's crazy. But yet that's the deception that happens when you don't have hope and you just grasp and say, okay, well, I've been working harder than ever. Nothing's working. So, yeah, I'll just wait for the comfort of government to protect me.
Kevin Freeman: Yeah. Well, what was it that Mamdani said? The warmth of collectivism.
Mike Carter: Yeah, I was trying to get. I couldn't remember the right words. That's what it was individualism that made the little bit of hair I haven't up top of my head Raise up again. It's like, what? So scary.
Kevin Freeman: And then he put the woman who put in charge of housing, who's out there saying, we're not going to let people own individual property. We're taking that away. And that's going to especially hurt you white people. And I. I'm paraphrasing it. That's what she said.
Mike Carter: Yeah. as a white woman.
Kevin Freeman: Yeah, that's what she said. All right, let's contrast. You see that?
Mike Carter: And it looked like she's in a house by herself as she was saying that.
Kevin Freeman: Probably so. Probably so. Do you see the. Well, because some animals are equal.
Mike Carter: That's right.
Kevin Freeman: but some animals are more equal. All animals are equal. But some are more equal than others. And she's among the pigs. Yeah.
Mike Carter: she probably needs a house still. Yeah.
Chart compares GDP per capita between Poland and Venezuela between 1931-2022
Kevin Freeman: All right, so Here's a comparison. GDP per capita, 1931-2022, contrasting Poland and Venezuela. They start off in similar circumstance. They both are getting, on Average, you know, $33,500, $4,000 a year in gross domestic product. then on an individual basis, and then Venezuela takes off, becomes one of the wealthiest societies in the world, vast oil reserves. And by the late 70s, early 1980s, the average Venezuelan is living at Western standards, above Europe, similar to the United States. It's a very prosperous country. And Poland, not so much.
Mike Carter: Yeah, you look at the contrast. I'm just looking at that chart now at 2000, what happened early, 2000s, we see a complete divergence there between Venezuela and Poland.
Kevin Freeman: Well, you can see the change actually happened where Poland stopped going down. And if you tag that, that's when the wall fell in Germany. That's when the Berlin Wall went away. And that was in 1992, something like that. And then it went. It's gone straight up since then. When they've adopted capitalism, that's going up.
Mike Carter: Kind of like gold prices when I look at that chart there.
Kevin Freeman: And then now look at where the peak in 2006 is when, about Chavez stole his election. And that's when, you know, because it flattened out in Venezuela and then it started falling through the floor. That is with the Maduro Chavez, control of their nation, where socialism became communism and they really took over. You see that contrast. So the average income in Venezuela is a little over $5,000. And the average income in Poland is almost 35,000, seven times as much. They started out the same. Venezuela got a big head start. And yet Poland, when they adopted free market principles, passed them yeah, well.
Mike Carter: No question which economy I'd rather live in. And then you had massive hyperinflation in Venezuela, so 80m, I don't know.
Kevin Freeman: Thousands of percent.
Mike Carter: So imagine living in that, and what that does. And then we see complete disruption of the oil business. Their prime cash cow that was helping prop up, they let that run down and dictatorship after dictatorship.
Kevin Freeman: So it's, that's a very one off story. It doesn't happen any place. Like if they're very different people, the Polish and the Venezuelans, like you could never see that same story in Korea for example, where the north had communism and the south had free markets. You'd never see any difference there because they're all, you know, we had Mina Kim here and she said all of the advantages go with the North. The climate, the geography, the technology, the minerals, everything is beneficial to the North. And yet you look at a satellite image of North Korea versus South Korea and you can see there is very few dots of light in North Korea at night. And South Korea is lit up like a Christmas tree.
Mike Carter: Do you want to live in the dark or do you want to live in the light? I'm going to choose the light. Kevan.
Kevin Freeman: Choose light.
Mike Carter: Probably a different kind of light, but yes, we're going to choose that light. The light.
Kevin Freeman: Yeah, but South Korea's going the wrong way right now and Mina Kim is trying to bring it back with build up Korea. But yeah, they're going the wrong way. And this is the problem. It is what Alexander Fraser Tytler, explained in 1776. He says freedom works until people learn they can vote themselves largesse from the public treasury. When people feel like they don't have a future and a hope to build them for themselves, they vote in socialism. It's happened in NewSong York just now. And that's how prosperity, which is abundance, begets selfishness. And that selfishness leads back to bondage.
Mike Carter: Yeah, let's look at that chart a little bit. It goes bondage to spiritual faith, to courage, liberty, abundance, selfishness, complacency, apathy, dependence and back to bondage. Where do you think we're at in the US right now?
Kevin Freeman: Well, in NewSong York they're going back into bondage. Dependence on bondage. Right now here's the. We will replace the frigidity of rugged individualism with the warmth of collectivism. Hey buddy. The frigidity of rugged individual won. The west built America. That's where the greatness of America came from. God doesn't deal with us on a collective Base. Hey, I'm going to heaven because I'm a member of this group. No, it doesn't work that way. it's an individual responsibility. We're individuals who have families. I'm sorry, Zoram Dami. I will pass on that. So the answer we need more, not less, individual liberty. We need education to pass that liberty to the next generation. And that's what Turning Point USA was doing, educating young people to pass it on to the next generation. Third one, and I'm, getting into your area here. Real money that holds its value. We need that, too.
Mike Carter: Transactional gold fair weights a measure. And I tell you, Kevan, very excited where we're going legislatively this year. We've got, multiple states that are already filing and, feel, like we've got set, up for another very successful year. And the states that have passed it last year are now moving into implementation so that, Texas and Florida, Louisiana, Missouri, Arkansas, all starting to say, okay, now we've passed it. How do we make this happen?
Kevin Freeman: We see legislation about to be filed in Kentucky today and other. We're going to Idaho and Utah. And, yeah, it's exciting.
Glint provides access to gold and silver for modern spending
All right, so support for this program comes from Glint. It's a financial technology service offering a debit card mobile app that enables users to access their gold holdings for everyday purchases. With Glint, users maintain ownership of allocated physical gold, which is stored in a managed vault. At the time of a transaction, gold is sold in real time to cover the purchase amount in local currency. Glint offers an alternative way to store and use the value. Combining gold and silver both with modern payment infrastructure, Glint clients can monitor their gold or silver balance, view transaction history, and manage their account through the Glint app, available on major mobile platform. More details about how vaulted physical gold and silver can be used as money are [email protected] Gold247 Again, that's glintpay.com Gold247 Glint providing access to gold and silver for modern spending. And that's, People seemed very interested. We had little rounds that we passed out. People said, I want that. And I watched several people sign up to get it because they wanted to buy some silver before the holidays.
Mike Carter: Yeah. And we had a listener I talked to just yesterday who called up, said, hey, tell me a little bit more. How about this work? So I've never bought gold or silver before. I understand what it is. American, family radio. If you're on American Family Radio, I trust people on American Family Radio. And I'm going to. This is My first move into purchasing gold and silver, I want to do this and just want to make sure I understand the process. So he signed up and was going through the process. But it's great to be part of the American Family Radio Network and just helping people understand there are options out there.
Kevin Freeman: And it's helpful that Glenn, has supported us in that. There's no question about it. but this whole economic justice idea that was inspired, by Charlie Kirk. Ah, you can learn more about economic justice [email protected]. and I think the people that we met embraced this concept. They loved arc.
Mike Carter: They did, they did. We had people start to sign up. We got the QR code. so young people especially said, wow, this is cool, I want to be a part of this. and so this is, I think another one of those. This might be our next movement that much like we've been working transactional gold and silver, I think between SCAN and Economic Justice Board, things that are needed today, they're going to move the needle, that protect liberty, security and values and really give real solutions to Gen Z and what they're looking for out there.
Kevin Freeman: Well, it's because of you, Mike, and our team, Ben, Lori, Marnie and others that we've been able to take these ideas and implement them. And ARK is a great idea. It's affordability. ARK stands for A affordability R reward and K kindness. And the church is supposed to do this. We're supposed to help people. affordability means if you've got sound weights and measures, if you have fair money, then things are more affordable. And so you don't opt out, you say, I can have kids because it's more affordable. Reward, means that the harder you work, the more you're rewarded. And that's what free markets are all about. It's the opposite of socialism. And kindness is our challenge to the church. We need to be out there and giving young people a leg up. You help them. If you've got some, money socked away and you see a brother in need, you're required biblically to be a cheerful giver and go support them. Why not help young people who want to start families, encourage them, mentor them. That is the role of the church. And we've not been doing it and said, we saw the government can do it. They'll stick a gun in my face, face and demand I, pay taxes every April 15th. And they'll take the majority of that money and then give it to somebody else. And there's a lot of graft and corruption and misspending that goes on through that process.
Mike Carter: Oh, Mamdani wants to do it with the warmth of collectivism.
Kevin Freeman: The warmth of collectivism.
Mike Carter: And that's the recipe for failure.
Kevin Freeman: It's the recipe for communism is what it's the recipe for, which is failure.
Mike Carter: Yep. Yep.
Kevin Freeman with Mike Carter discuss real gold and silver as money
Kevin Freeman: All right, so stay tuned. we can't skip over the power of real money. we talk about it in the book Pirate Money, and we've got a victory edition coming out in a few weeks. Victory in five states in 2025 and more for 2026. We're talking about real gold and silver you can use as money. You can learn [email protected] look, if you've got questions, if you got prayer needs, if you got comments, email [email protected] and Happy NewSong Year. Pray for America. It's to return to God's principles. Listen wherever you get your podcasts, whether it's Apple, Spotify, or so forth. This is Kevan Freeman with Mike Carter for Pirate Money Radio.
Kevin Freeman and Mike Carter analyze the Venezuela-Maduro fallout, the rise of socialism in U.S. cities, and why marriage, family, and affordability are central to America’s future. They unpack the “Four Horsemen,” six “trials by fire,” the Economic Justice Board (ARK: Affordability, Reward, Kindness), and practical paths to real money with transactional gold and silver. Learn how debt, CBDCs, housing costs, and demographic trends intersect—and why free markets, faith, and community action matter now. Insights from Turning Point USA, policy updates on state gold initiatives, and tools like Glint round out a solutions-focused conversation.
@PirateMoney
1: Kicking Off the New Year and Venezuela Shock 00:07
2: Event Recap and Youth Engagement at AmFest 01:44
3: Introducing SCAN and the Economic Justice Board 03:20
4: Money, Markets, and the Post–Gold Standard Shift 07:15
5: Debt Bomb and the Cantillon Effect 10:12
6: Demographic Destiny and Delayed Adulthood 13:49
7: The Cost of Raising Kids and Housing Pressure 18:50
8: Momentum and Cultural Markers 23:18
9: Marriage, Poverty Avoidance, and Life Planning 27:24
10: Ideology, Fertility, and State-Level Trends 31:25
11: Immigration, Population Strategy, and Social Cohesion 33:18
12: Socialism’s Results vs. Free Market Outcomes 36:24
13: Comparative Case Studies: Venezuela, Poland, and Korea 40:35
14: The Liberty Cycle and the Perils of Dependence 43:07
15: Transactional Gold, State Legislation, and Glint 45:12
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